NACHRICHT
10.7.2026KI-Zusammenfassung
Accidental Death Benefit Rider: Do You Need It With Term Insurance?
An accidental death benefit rider offers an additional payout if death occurs due to an accident, complementing a term insurance policy. It's an optional add-on, not a replacement, and is particularly recommended for those in high-risk occupations or frequent travelers. Prioritize increasing base term cover if existing life insurance is insufficient.
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