自由时报02.06.2026Agriculture2 dk okumaChina

Taiwan Opens Rice Income Insurance for Second Crop Season

En resumen

Taiwan's Ministry of Agriculture has opened enrollment for its rice income insurance program for the second crop season, running until August 31.
The basic plan is mandatory and fully subsidized by the ministry, with coverage increased to NT$25,000.
An enhanced plan is also available for farmers facing regional production losses.

Resumen generado por IA

Por qué importa

Taiwan's Ministry of Agriculture has been promoting rice income insurance since 2022 to protect farmers from losses due to natural disasters and pests. The insurance is divided into basic and enhanced types.

Tamaño de fuente

2026年二期作水稻收入保險即起開放到8月底前開放農民投保。（資料照）

可保障稻農收益的水稻收入保險，今年的二期作即起開放投保到8月31日，農業部表示，基本型的水稻收入保險為強制納保，農民只要申報種稻作業填繳書表就完成投保，保費由該部全額支應，理賠金額也從2萬元提高到2.5萬元。

農業部自2022年推動水稻收入保險，理賠範圍包含天災、病蟲害等，保險分為基本型與加強型，農業部表示，基本型水稻收入保險為全面納保，保費由農業部全額補助。

加強型則是當該地區稻米減產超過10%以上就啟動理賠，並隨糧食產業升級計畫，公糧稻農也可以投保，保費由農業部補助5成，部分縣市也提供加碼補助，農民最低只要繳交1成保費就可投保，不論是基本型或加強型水稻收入保險，農民都可向當地農會洽詢。

另加強型水稻收入保險又分為一般及優質加強型，農業部表示，優質加強型限「契作集團產區營運主體」，或取得「有機」、「產銷履歷」或「友善環境耕作」驗證者加保。

Preguntas abiertas

What specific criteria define 'quality enhanced type' beyond certifications?
Are there any limitations on the number of farmers who can enroll in the enhanced plan?
What is the exact mechanism for calculating regional production losses for the enhanced plan?
How do county-level subsidies interact with the ministry's 50% subsidy for the enhanced plan?