Uno studio di Ogs e Cnr-Irbim svela che i microrganismi nelle acque profonde del Mare di Ross in Antartide fissano carbonio inorganico al buio, contribuendo al ciclo globale del carbonio.
NRIs investing in FCNR(B) deposits may face reduced yields due to Singapore's withholding tax on interest from Indian banks, unless the loan is from a Singapore branch.
HDFC Bank and ICICI Bank have increased FCNR(B) deposit rates by 25 basis points on select USD tenures, effective August 2026, after the Indian government relaxed hedging costs on 3-5 year FCNR(B) deposits until September 2026, benefiting Non-Resident Indians with tax-free interest.
ICICI Bank and HDFC Bank have increased their FCNR(B) deposit rates to attract dollars, driven by hardening overseas rates, market competition, and strong client demand. This move comes as global benchmark rates have risen since the scheme's operationalization in June, with the special foreign currency attraction window closing on September 30.
The Reserve Bank of India's special schemes have drawn $40.81 billion in foreign exchange inflows by July 31, with Foreign Currency Non-Resident (FCNR(B)) deposits accounting for $36.72 billion. This surpasses 2013 levels, and further significant inflows are projected by research firms.
Non-resident Indians can choose between FCNR(B) and NRE deposits for investments in India. FCNR(B) offers currency protection, while NRE deposits carry exchange rate risk but can yield higher returns if the rupee strengthens. Historically, the rupee has depreciated against the US dollar, making the choice dependent on risk appetite and future fund utilization.
Interest in Foreign Currency Non-Resident (FCNR) deposits has surged following an RBI concessional swap facility, attracting over USD 17.4 billion. Canara Bank offers the highest 3-year FCNR(B) USD fixed deposit rate at 6.50%, with other major Indian banks also providing competitive rates for NRIs, OCIs, and PIOs.
HSBC Bank's IFSC unit in GIFT City offers Non-Resident Indians up to 19x leverage on FCNR(B) deposits, enabling significantly amplified returns. While this strategy can boost profits, experts warn of substantial risks if borrowing costs, particularly SOFR, exceed deposit interest rates. FCNR(B) deposits also provide protection against Indian Rupee depreciation.
Les températures caniculaires en France, dépassant régulièrement les 40°C, ont des conséquences dévastatrices sur la biodiversité, la faune, la flore et l'agriculture. Les experts alertent sur un danger environnemental imminent si des mesures d'adaptation et d'atténuation ne sont pas prises.
Non-resident Indians (NRIs) and OCIs can choose between FCNR(B) and NRE fixed deposits for reliable returns. FCNR(B) offers currency protection in foreign denominations, while NRE is in Indian rupees. Both are tax-exempt and fully repatriable, with the choice depending on currency expectations and financial goals.
El BNG insta al Gobierno español a abandonar su pasividad y participar activamente en la expedición científica francesa que analiza el estado de bidones radiactivos vertidos en la Fosa Atlántica, afectando a las aguas de Galicia.
La France prévoit une cinquantaine de parcs éoliens en mer d'ici 2050, mais une expertise scientifique souligne les risques de transformations durables de la biodiversité marine sans établir de hiérarchie entre les pressions ni recommandations.
The Reserve Bank of India has revamped its FCNR(B) scheme to attract foreign capital, allowing Indian banks to route overseas deposits and removing currency/credit risks for lenders. This aims to boost NRI deposits by offering attractive fixed rates.
Indian banks are asking the RBI for permission to let their overseas branches lend to non-residents for FCNR(B) deposits. Some banks, like SBI, already offer structured products where deposits collateralize loans, seeking regulatory comfort before a special RBI window closes in September.
Une étude du PNUD et du CNRS libanais estime les dégâts du conflit entre Israël et le Hezbollah à 1,38 milliard de dollars, avec plus de 11 000 bâtiments détruits dans le sud du Liban.
Indian banks are asking the RBI for guidance on allowing overseas branches to lend to non-residents for FCNR(B) deposits. Some banks, like SBI, already offer structured products where deposits collateralize loans, aiming to boost NRI deposits before a special RBI window closes in September.
L'université Paris Cité a retiré son doctorat à Étienne Klein pour plagiat, soulevant des questions sur l'intégrité scientifique et la perception de ses manquements par le public.
Pesquisadores franceses desenvolveram o anticorpo NP137, que bloqueia mecanismos de resistência de células cancerígenas. Testes indicam que ele pode melhorar a resposta à quimioterapia e aumentar a sobrevida de pacientes com câncer de pâncreas.
Indian banks are asking the RBI to permit Non-Resident Indians to prematurely withdraw and rebook existing FCNR deposits. This move aims to allow them to benefit from a special scheme offering nearly double the returns on new deposits, incentivizing foreign currency inflows.
The Reserve Bank of India has temporarily removed interest rate restrictions on NRE and FCNR(B) deposits until September 30, 2026, to attract foreign currency inflows. This allows banks to offer higher rates on these deposits for Non-Resident Indians.
Several Indian banks, including Canara Bank, Federal Bank, Bank of Baroda, and IOB, have introduced FCNR(B) schemes offering attractive interest rates up to 6.50% on US dollar deposits. These schemes, effective from June 2026, aim to boost foreign currency inflows and offer tax benefits to Non-Resident Indians.
Il presidente del Cnr, Andrea Lenzi, ha dichiarato al Senato che non esistono strumenti commerciali per l'auto-somministrazione di farmaci nella morte medicalmente assistita per persone immobilizzate. Ha citato un caso di autorizzazione giudiziaria per un dispositivo a comando oculare.
Wealthy Indians are using the Liberalised Remittance Scheme (LRS) to send funds as 'gifts' to NRI relatives, who then invest in lucrative FCNR deposit accounts. This strategy aims for high, potentially tax-free dollar returns, mirroring past schemes.
The Indian government is covering hedging costs for FCNR(B) deposits until Sept 2026, allowing banks to offer over 7% interest. This enables NRIs to use a rate arbitrage strategy, borrowing against deposits to reinvest and potentially earn significant returns, though risks like fluctuating borrowing costs and foreign taxes remain.
