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Business·24.04.2026Résumé IA
Health Insurance Premiums in India Rising 10-25% Due to Medical Inflation, Post-COVID Claims
Health insurance premiums in India are expected to rise by 10-25% in 2026, driven by escalating healthcare costs, increased post-COVID claims, and changing risk profiles. Younger policyholders under 35 may see 5-10% increases, while those aged 46-61 could face 20-30% hikes. IRDAI caps senior citizen premium increases at 10% without regulatory approval. Experts recommend reviewing policies, increasing deductibles, or adding top-up plans rather than lapsing coverage.
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Economic Times