EPFO 2026 Scheme: Key Changes in EPF and VPF Contribution Rules Explained

EPFO EPF VPF

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The new EPF 2026 scheme largely maintains existing contribution rules for Employees' Provident Fund (EPF) and Voluntary Provident Fund (VPF).
Both employees and employers will continue to contribute 12% of wages up to the statutory ceiling.
The VPF framework is preserved, allowing employees higher voluntary contributions without mandatory employer matching, with flexibility to discontinue.

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The new EPF 2026 scheme largely maintains existing contribution rules for Employees' Provident Fund (EPF) and Voluntary Provident Fund (VPF). Both employees and employers will continue to contribute 12% of wages up to the statutory ceiling. The VPF framework is preserved, allowing employees higher voluntary contributions without mandatory employer matching, with flexibility to discontinue.

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KonularEPF VPF contribution rules wage ceiling retirement savings

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EPFO 2026 Scheme: Key Changes and Continuity in EPF and VPF Contribution Rules

The new EPFO 2026 scheme largely maintains existing EPF contribution rules, with employees and employers contributing 12% of wages up to the statutory ceiling. It also preserves the VPF framework, allowing employees higher voluntary contributions without employer matching and the flexibility to discontinue them.

Economic Times

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