hdfc ergo

HDFC ERGO ordered to pay Rs 6 lakh for unjustified health claim denial

A consumer commission ordered HDFC ERGO to pay Rs 6 lakh with interest to a software engineer whose father's health insurance claim was denied due to a provisional diagnosis of alcohol withdrawal psychosis. The commission found the denial unjustified, citing a lack of evidence and a deficiency in service by both the insurer and the hospital.

Super Top-Up Health Insurance Plans Compared: Care, HDFC Ergo, Aditya Birla, ICICI Lombard, Niva Bupa

A detailed comparison of super top-up health insurance plans from five major Indian insurers reveals varying coverage features, premiums, and benefits. Care Supreme Enhance offers unlimited restoration, Niva Bupa provides the longest pre/post-hospitalisation coverage, while ICICI Lombard leads in customisation options. Premiums range from ₹7,000–13,000 for individual plans with ₹90L sum assured and ₹10L deductible. All plans feature 30-day initial waiting period and 36-month pre-existing disease waiting period.

Super top-up plans: Care vs HDFC Ergo & more