20.04.2026ملخص الذكاء الاصطناعي Rural Health Insurance Coverage Surpasses Urban India: Government Schemes Drive 33 Percentage Point Jump
Health insurance coverage in India has surged over eight years, with rural areas now at 47.4% coverage surpassing urban areas at 44.3% in 2025. Government-sponsored schemes dominate, covering 45.5% of rural and 31.8% of urban populations. Average out-of-pocket hospitalization cost is Rs 34,064, while morbidity rates increased to 13.1% from 7.5% in 2017-18. Infections remain the top hospitalization cause at 20.7%, while institutional deliveries have reached 96%.