Coinbase and Better Home & Finance will allow qualified borrowers to use Bitcoin or USDC as collateral for down payments on Fannie Mae-backed mortgages starting summer 2026. This initiative follows a 2025 FHFA directive to consider crypto in mortgage risk assessments.
Home loan affordability calculators help buyers assess repayment capacity and monthly installments before purchasing a property. These tools consider income, existing EMIs, loan tenure, and interest rates to ensure a smart financial investment.
Buying land? Plot loans from banks like PNB Housing Finance and LIC Housing Finance can help. Eligibility requires being an Indian resident aged 21-65 with stable income and good CIBIL. Loans typically cover 75% of the price, with higher interest rates and shorter terms than home loans. Lenders prefer developed residential plots within city limits.
Almost 14,000 Australians rang the National Debt Helpline last month, with most callers saying they are struggling to pay their home loans and are facing mortgage stress, according to new data.
This article outlines five essential factors every Indian homebuyer should evaluate before committing to a home loan: keeping the loan amount affordable within 35-40% of monthly income, balancing loan tenure to minimize total interest, considering co-borrowers for eligibility and tax benefits, shopping around for the best interest rates, and maintaining financial responsibility through emergency funds and auto-debit payments.
