Mortgage application volume fell 3.8% last week due to mixed rate movements. Refinance applications dropped 5%, while purchase applications decreased 3%. Rates are influenced by inflation data and optimism over the Strait of Hormuz opening, with potential impacts from oil price fluctuations.
The Reserve Bank of Australia maintained its official interest rate at 4.35% due to a slowing economy and rising unemployment. This decision offers little relief to mortgage holders facing increased costs from previous rate hikes. Higher fuel prices are contributing to inflation.
The Reserve Bank of Australia (RBA) has kept its official interest rate at 4.35% but warned of further hikes if inflation persists. Governor Michele Bullock indicated a rate rise is possible due to ongoing price pressures, despite a slight increase in unemployment. The decision offers little immediate relief to mortgage holders.
The Reserve Bank of Australia kept its official interest rate at 4.35% but warned of further hikes if inflation persists. Governor Michele Bullock stated that price rises are still too fast, indicating a potential increase if necessary. The RBA is not alarmed by a rise in unemployment to 4.5%, viewing the job market as still tight.
The Reserve Bank of Australia maintained its official interest rate at 4.35% due to slowing economic activity and a four-year high in unemployment. This decision offers little immediate relief to mortgage holders facing increased repayments from previous hikes.
South Korea's COFIX, a benchmark for bank mortgage rates, rose 0.01 percentage points to 2.90% in May, marking the second consecutive monthly increase. This rise occurs despite the Bank of Korea holding its key rate steady, amid expectations of a future hike.
Fears of negative equity for first-time buyers in Sydney and Melbourne are easing as falling house prices are concentrated in the top end of the market. Data shows the cheapest properties have seen modest gains or slight declines, unlike the upper quartiles. Experts suggest low unemployment and low arrears rates mitigate mortgage payment risks, though negative equity can limit options for selling or refinancing.
New data suggests falling house prices in Sydney and Melbourne are concentrated in the upper market segments, potentially assuaging fears for first-time buyers with small deposits who typically purchase in the lower end.
Coinbase and Better Home & Finance will allow qualified borrowers to use Bitcoin or USDC as collateral for down payments on Fannie Mae-backed mortgages starting summer 2026. This initiative follows a 2025 FHFA directive to consider crypto in mortgage risk assessments.
A Michigan couple has closed on the first-ever conventional, Fannie Mae-backed mortgage using Bitcoin as collateral, facilitated by Coinbase and lender Better. This move allows homeowners to leverage crypto without selling assets, following a policy shift by FHFA director Bill Pulte.
New research from the Federal Reserve Bank of St. Louis shows a rise in mortgage application denials, with debt-to-income ratios being a primary cause. Higher interest rates are pushing more applicants above lender thresholds, blocking access to credit.
Nel quarto trimestre 2025, i tassi medi sui mutui in Italia si sono attestati al 3,38%, confermandosi tra i più bassi d'Europa. Il variabile (2,62%) risulta più conveniente del fisso (3,37%). Tensioni geopolitiche e inflazione potrebbero portare a rialzi BCE.
Nel quarto trimestre 2025, il tasso medio sui mutui in Italia si è attestato al 3,38%, confermandosi tra i più bassi d'Europa. Il variabile (2,62%) risulta più conveniente del fisso (3,37%). L'inflazione potrebbe spingere la BCE ad aumentare i tassi.
Total mortgage application volume fell 2.5% last week as demand for home purchases slowed to its lowest pace since April, despite a slight decrease in the average 30-year fixed-rate mortgage to 6.57%. Refinance applications also declined.
President Trump appointed Bill Pulte, director of the Federal Housing Finance Agency, as acting Director of National Intelligence. Analysts and lawmakers fear Pulte's lack of experience and past actions weaponizing information could politicize the intelligence community and erode trust.
President Trump's appointment of Bill Pulte as acting Director of National Intelligence raises concerns among analysts and lawmakers about politicizing the office and weaponizing intelligence against political rivals. Pulte, currently head of the Federal Housing Finance Agency, lacks national intelligence experience, prompting fears he could misuse sensitive information.
Democrats express skepticism over President Trump's appointment of Bill Pulte as acting director of national intelligence, citing his lack of experience and loyalty to Trump as key concerns.
President Trump appointed Bill Pulte, head of the housing agency, as acting Director of National Intelligence. Analysts and lawmakers fear this move could politicize the office and weaponize intelligence against political rivals due to Pulte's lack of experience and past actions.
President Trump appointed Bill Pulte, known for attacking political opponents, as acting Director of National Intelligence, despite his lack of national security experience. Critics cite his history of targeting Democrats and disregard for expertise, while allies defend his responsiveness to elected leadership.
President Trump appointed Bill Pulte, head of the housing agency, as acting Director of National Intelligence. Analysts and lawmakers fear this move could politicize the office and weaponize intelligence against political rivals due to Pulte's lack of experience and past actions.
President Trump appointed Bill Pulte, head of the Federal Housing Finance Agency, as acting Director of National Intelligence, replacing Tulsi Gabbard. Pulte, lacking intelligence experience, will also continue his FHFA role. The move drew immediate condemnation from Democrats and some Republicans.
President Trump has appointed Bill Pulte, head of the Federal Housing Finance Agency, as the acting Director of National Intelligence, replacing Tulsi Gabbard. Pulte, who has no prior intelligence experience, will retain his current roles. This move places the intelligence community under a loyalist.
Russia may adjust preferential mortgage terms starting summer 2026, potentially lowering rates for families with three or more children to 4%, keeping them at 6% for families with two children, and increasing them to 10-12% for families with one child, according to Alexander Gutorov of GK "Strana Development".
Mortgage başvuruları bir hafta içinde %8.5 geriledi, 30 yıl vadeli mortgage faiz oranı %6.65'e yükseldi.
