credit growth

Bank Credit Growth to Moderate in FY27 as Corporates Favor Market Funding

Bank credit growth is projected to slow in FY27 as large corporations increasingly tap domestic bond markets and overseas borrowings. This shift is driven by Reserve Bank of India policies making external funding more attractive, reducing reliance on traditional bank loans. Overall credit demand remains strong, but banks will finance a smaller portion.

Bandhan Bank targets 15% credit growth, 1.5% ROA: MD