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NPS vs Equity Mutual Funds for Retirement: A 20-Year Investment Comparison
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Economic Times5 g önceFinanceIndia

NPS vs Equity Mutual Funds for Retirement: A 20-Year Investment Comparison

Tax Efficiency vs Growth Potential: Which Retirement Option is Better?

L'essentiel

A 20-year comparison of Rs 15,000/month investment (5% annual increase) in NPS and equity mutual funds shows NPS offers better tax efficiency but lower returns, while mutual funds provide higher growth potential with more liquidity.

Résumé généré par IA

Taille de police

A 20-year comparison of Rs 15,000/month investment (5% annual increase) in NPS and equity mutual funds shows NPS offers better tax efficiency but lower returns, while mutual funds provide higher growth potential with more liquidity.

Read the full article on Economic Times

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This article was originally published by Economic Times.

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PPF accounts mature after 15 years, offering investors a choice to withdraw or extend in 5-year blocks for continued tax-free compounding. Experts advise basing the decision on individual circumstances, especially post-retirement, considering factors like income sources and liquidity needs. High-income earners benefit from its EEE tax structure, making it attractive compared to taxable fixed-income options.

Economic Times
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