Retiring with Rs 2 crore? Experts advise a prudent 3.5-4% withdrawal rate

retirement planning withdrawal rate investment strategy

L'essentiel

Experts recommend a 3.5-4% withdrawal rate from a Rs 2 crore retirement corpus, yielding Rs 60,000-70,000 monthly, dependent on lifestyle, inflation, and investment strategy.

Résumé généré par IA

Taille de police

Experts recommend a 3.5-4% withdrawal rate from a Rs 2 crore retirement corpus, yielding Rs 60,000-70,000 monthly, dependent on lifestyle, inflation, and investment strategy.

Read the full article on Economic Times

Sujets liés

retirement planning

Sujetswithdrawal rate investment strategy India

This article was originally published by Economic Times.

Articles liés

Plus sur ce sujetretirement planning

Finance·01.07.2026

NPS vs Equity Mutual Funds for Retirement: A 20-Year Investment Comparison

A 20-year comparison of Rs 15,000/month investment (5% annual increase) in NPS and equity mutual funds shows NPS offers better tax efficiency but lower returns, while mutual funds provide higher growth potential with more liquidity.

Economic Times

Finance·12.06.2026

PPF Maturity: Withdraw or Extend for Tax-Free Compounding?

PPF accounts mature after 15 years, offering investors a choice to withdraw or extend in 5-year blocks for continued tax-free compounding. Experts advise basing the decision on individual circumstances, especially post-retirement, considering factors like income sources and liquidity needs. High-income earners benefit from its EEE tax structure, making it attractive compared to taxable fixed-income options.

Economic Times

Finance·10.06.2026

EPF Members Get Life Cover Up to Rs 7 Lakh Under EDLI Scheme at No Extra Cost

The Employees' Provident Fund (EPF) offers a life insurance cover of up to Rs 7 lakh through the EDLI scheme at no extra premium. This government-backed benefit protects families if an EPF member dies in service, requiring active membership and employer contributions for eligibility. Updated nominations expedite the claim process handled by EPFO.

Economic Times

Finance·09.06.2026

The Importance of Agency in Household Personal Finance

Discussing the critical role of agency in personal finance within households, highlighting the need for financial autonomy, responsibility, and accountability among all members, including women and elderly parents.

Economic Times

Finance·04.06.2026

PFRDA Launches StAR NPS Digital Platform for Subscriber Onboarding

PFRDA launched the StAR NPS digital platform, developed by BSE Technologies, to enable Points of Presence to onboard National Pension System subscribers digitally. The process includes electronic data collection, KYC verification, and first contribution, leading to PRAN generation.

Economic Times

Finance·04.06.2026

National Savings Certificate: A Secure Investment with 7.7% Interest

The National Savings Certificate (NSC) offers a secure, government-backed investment with a 7.7% interest rate. A Rs 1 lakh investment grows to over Rs 1.44 lakh in five years. Tax deductions are available under Section 80C for those following the old tax regime.

Economic Times

Plus sur ce sujetretirement planning