Accidental Death Benefit Rider: Do You Need It With Term Insurance?

term insurance accidental death benefit rider life insurance

Quick Look

An accidental death benefit rider offers an additional payout if death occurs due to an accident, complementing a term insurance policy.
It's an optional add-on, not a replacement, and is particularly recommended for those in high-risk occupations or frequent travelers.
Prioritize increasing base term cover if existing life insurance is insufficient.

AI-generated summary

Font size

An accidental death benefit rider offers an additional payout if death occurs due to an accident, complementing a term insurance policy. It's an optional add-on, not a replacement, and is particularly recommended for those in high-risk occupations or frequent travelers. Prioritize increasing base term cover if existing life insurance is insufficient.

Read the full article on Economic Times

India is enhancing its electronics manufacturing sector by extending customs duty concessions on machinery and components until March 31, 2029. This policy aims to attract investment in critical components and advanced equipment, moving beyond final product assembly to deepen the domestic electronics ecosystem and boost production and export capabilities.

Economic Times

Developing·41m ago

India's Petroleum Product Exports Poised for 25% Surge on New Refining Capacity

India's petroleum product exports may rise 25% by FY25, reaching $44.4 billion, driven by Indian Oil Corporation's (IOCL) expansion. New capacity by December 2026 will boost exports, despite India importing 90% of its crude oil.

Times of India

Business·40m ago

India Extends Anti-Dumping Duties on Chinese Tubes and Pipes Until 2027

India has extended anti-dumping duties on certain Chinese tubes and pipes until January 27, 2027, to protect domestic manufacturers from cheap imports. The duty, initially imposed in 2021, ranges from USD 961.33 to USD 1,610.67 per tonne. Additionally, anti-dumping duties on Normal Butanol imports from Malaysia, South Africa, and the US were continued for five years.

Economic Times

Business·1h ago

Income Tax Portal Password Reset Without Registered Mobile Number

Taxpayers can reset their Income Tax e-filing portal passwords without a registered mobile number using a Digital Signature Certificate or net banking. If these are unavailable, an email request with scanned PAN, identity, and address proofs, along with a written request, can be sent to [email protected].

Economic Times

Developing·2h ago

Weak Monsoon Risks India's Rural Economy, S&P Global Ratings Warns

A weaker-than-normal southwest monsoon could significantly impact India's rural economy, reducing farm incomes, increasing food inflation, and slowing consumption demand, according to S&P Global Ratings. Agriculture, agrochemicals, tractors, and microfinance sectors are expected to face the brunt of the impact.

Times of India

Developing·2h ago

India Achieves Nationwide E20 Ethanol Blending Target Ahead of Schedule

India has successfully met its E20 ethanol blending target for petrol nationwide, years before the 2030 deadline. This significant achievement reduces import dependence, boosts energy security, and supports domestic farmers, positioning India alongside global leaders in renewable fuel adoption.

Economic Times

Accidental Death Benefit Rider: Do You Need It With Term Insurance?

Quick Look

Related Topics

Related Stories

India Expands Electronics Manufacturing with Customs Duty Concessions

India's Petroleum Product Exports Poised for 25% Surge on New Refining Capacity

India Extends Anti-Dumping Duties on Chinese Tubes and Pipes Until 2027

Income Tax Portal Password Reset Without Registered Mobile Number

Weak Monsoon Risks India's Rural Economy, S&P Global Ratings Warns

India Achieves Nationwide E20 Ethanol Blending Target Ahead of Schedule