Retiring with Rs 2 crore? Experts advise a prudent 3.5-4% withdrawal rate

retirement planning withdrawal rate investment strategy

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Experts recommend a 3.5-4% withdrawal rate from a Rs 2 crore retirement corpus, yielding Rs 60,000-70,000 monthly, dependent on lifestyle, inflation, and investment strategy.

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Experts recommend a 3.5-4% withdrawal rate from a Rs 2 crore retirement corpus, yielding Rs 60,000-70,000 monthly, dependent on lifestyle, inflation, and investment strategy.

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PPF accounts mature after 15 years, offering investors a choice to withdraw or extend in 5-year blocks for continued tax-free compounding. Experts advise basing the decision on individual circumstances, especially post-retirement, considering factors like income sources and liquidity needs. High-income earners benefit from its EEE tax structure, making it attractive compared to taxable fixed-income options.

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National Savings Certificate: A Secure Investment with 7.7% Interest

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Economic Times

Retiring with Rs 2 crore? Experts advise a prudent 3.5-4% withdrawal rate

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