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Kakao Bank provides additional KRW 1.2 trillion in loans to low-to-mid credit borrowers using alternative scoring model
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11.06.2026ملخص الذكاء الاصطناعي

Kakao Bank provides additional KRW 1.2 trillion in loans to low-to-mid credit borrowers using alternative scoring model

Kakao Bank announced it has provided an additional KRW 1.2 trillion in loans to low-to-mid credit borrowers by utilizing an alternative credit scoring model based solely on non-financial data. This model, developed in-house, has enabled the bank to approve loans for approximately 12% of borrowers who would have been rejected by traditional methods.

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