Only 15 yuan per month! If you take out agricultural insurance, you can get substantial protection for four major occupational disaster benefits.
Quick Look
- The Ministry of Labor pointed out that the government promotes occupational disaster insurance for farmers, and more than 355,000 farmers have participated in it, with cumulative benefits exceeding 680 million yuan.
- Qualified farmers who are not insured can apply to the insured farmers association, pay a monthly premium of 15 yuan, and receive four types of protection: injury and illness benefits, medical benefits, physical and mental disability benefits, and funeral benefits.
- Starting from December 1, 2012, new participants in rural insurance must join the insurance together.
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Why It Matters
Farmers' occupational disaster insurance was launched in November 2017. As of the end of July 2015, a total of more than 27,000 benefits have been issued, with a benefit amount of more than 680 million yuan.
[Reporter Li Jinghui/Taipei Report] The Ministry of Labor pointed out that the government has actively promoted the "Farmers' Occupational Disaster Insurance". According to statistics, more than 355,000 farmers have participated in the agricultural occupational insurance, and the cumulative amount of various benefits issued has exceeded 680 million yuan. The Bureau of Labor Insurance pointed out that farmers who had participated in agricultural insurance before November 30, 2012 are still eligible to participate in agricultural occupational insurance voluntarily. It reminded farmers who are eligible and have not yet joined the insurance to apply to the insured farmers association as soon as possible. For only 15 yuan per month, they can get substantial protection for four major occupational disaster benefits.
The Ministry of Labor pointed out that agricultural work may seem ordinary, but in fact, accidents may occur from land preparation, tillage, harvesting to transporting agricultural products, operating agricultural machinery, etc., and even on the way to and from the farm site. The government actively promotes "Farmers' Occupational Disaster Insurance". Starting from December 1, 2020, new farmers who apply for agricultural insurance are required by law to participate in agricultural insurance. However, farmers who have previously participated in agricultural insurance are still eligible to voluntarily participate in agricultural insurance.
Please read on...
To enroll in the "Farmers' Occupational Disaster Insurance", farmers only need to pay an out-of-pocket premium of 15 yuan per month to receive four benefits from the Farmers' Occupational Insurance, including "injury benefits", which provide income subsidies for those unable to work due to occupational injuries. "Medical subsidy" can reduce the burden of treatment costs during medical treatment, "disability benefit" can provide financial protection after physical and mental disabilities, and "funeral subsidy" can provide funeral subsidies and financial compensation to survivors.
The Ministry of Labor stated that after farmers purchase the "Farmers Occupational Disaster Insurance", if they suffer from occupational injuries while engaged in agricultural work, they can apply for relevant benefits in accordance with regulations to reduce the financial burden after the accident. The Agricultural Vocational Insurance System was launched in November 2017. As of the end of July 2015, a total of more than 27,000 benefits have been issued, with a benefit amount of more than 680 million yuan. The Bureau of Labor Insurance stated that these actually issued benefits are a concrete demonstration of the protection function of the Agricultural Employment Insurance, providing the most timely financial support when farmers encounter unexpected occupational injuries and illnesses, and helping farmers and their families survive the impact of accidents.
Who can apply for additional insurance? The Bureau of Labor Insurance stated that in addition to farmers who have newly participated in rural insurance after December 1, 2020, they can also join the insurance; insured persons who have participated in rural insurance before November 30, 2020, and National Health Insurance Category 3 insured persons, and have received social insurance old-age benefits, National Health Insurance Category 3 insured persons, and are foreign spouses of locals, can apply for agricultural employment insurance.
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Open Questions
- What is the number of eligible farmers who have not yet signed up for insurance?
- Are the promotion channels for agricultural employment insurance sufficient to cover farmers in remote areas?







