Medical insurance wallet version 2.0 is launched, and cross-provincial mutual assistance of personal accounts is launched across the country

Today (19th) reporters learned from the National Medical Insurance Bureau that the National Medical Insurance Bureau iteratively upgraded the medical insurance wallet to version 2.0.

As an important carrier for cross-provincial sharing of employee medical insurance personal accounts, the new version of the medical insurance wallet has been online in all provinces, autonomous regions, municipalities and the Xinjiang Production and Construction Corps since October 16 this year, realizing a wider range of sharing of personal accounts, further improving the convenience of medical treatment for insured people, and allowing the people to enjoy the dividends of the reform more efficiently and conveniently. So far, the cross-provincial sharing of funds from personal medical insurance accounts to close relatives has been fully implemented across the country.

The medical insurance wallet version 2.0 supports the national medical insurance service platform App, Alipay applet, offline handling windows and other channels to handle inter-provincial mutual aid services. Insured people can not only complete the binding and unbinding of mutual aid relationships, limit setting and use, business inquiries and other operations online without leaving home, but can also handle business at offline windows to facilitate special groups such as the elderly.

The medical insurance wallet version 2.0 cracks the regional restrictions on the use of mutual aid funds by mutual aid recipients, and has expanded from the past intra-provincial use to support inter-provincial use, from medical purchase to urban and rural residents' medical insurance and long-term care insurance participation and payment, further revitalizing the personal account funds accumulated by mutual aid recipients, and reducing the financial burden of mutual aid recipients seeking medical treatment in other places. Strengthen security management and control and build a solid foundation for fund security. Medical insurance wallet version 2.0 strengthens functions such as identity verification, mutual aid relationship binding, mutual aid quota management and control, and strictly limits mutual aid recipients to close relatives, and the quota cannot be shared again. At the same time, the standards for the settlement and clearing of inter-provincial medical insurance funds have been improved, and abnormal monitoring has been strengthened to ensure the safety of medical insurance funds.

In the early stage, the National Medical Insurance Administration guided all provinces to carry out individual accounts for employee basic medical insurance and mutual aid within the province has shown effectiveness. In the past five years, the cumulative number of mutual aid has exceeded 780 million people, and the amount has exceeded 100 billion yuan. The comprehensive implementation of the cross-provincial medical insurance wallet will further reduce the medical burden of the people, improve the efficiency of fund use, and make the system more fair and sustainable.