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Back|The volume of loan refinancing in Russia increased by more than 200 percent
The volume of loan refinancing in Russia increased by more than 200 percent
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Лента.ру·34 minutes ago·Business·1 min read·🇷🇺Russia·

The volume of loan refinancing in Russia increased by more than 200 percent

The total volume of cash loan refinancing in the first half of 2026 exceeded 430 billion rubles

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Based on the results of January-June 2026 in Russia, the volume of cash loan refinancing increased by more than 200 percent compared to 2025, exceeding 430 billion rubles, Kommersant reports, citing OKB data.

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The loan refinancing service combines outstanding loans into one on more favorable terms.

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Based on the results of January-June 2026, the total volume of cash loan refinancing in Russia increased by more than 200 percent compared to the same period in 2025. Kommersant reports a sharp increase in citizens' demand for this banking service, citing data from the United Credit Bureau (OKB).

The loan refinancing service involves combining outstanding loans into one on more favorable terms. With this format, the monthly payment is reduced and the repayment period is increased. Citizens usually resort to refinancing when they are unable to close one or more loans.

In the first half of the year, the total volume of cash loan refinancing in the domestic market exceeded 430 billion rubles. In annual terms, the figure increased by 209 percent. The volume of new funds in excess of the amount of old debts during this time amounted to almost 350 billion.

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  • ?What are the reasons for the sharp increase in the debt burden of citizens?

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This article was originally published by Лента.ру.

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Based on the results of January-June 2026 in Russia, the volume of cash loan refinancing increased by more than 200 percent compared to 2025, exceeding 430 billion rubles, Kommersant reports, citing OKB data.

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34 minutes ago
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