In order to strengthen the operational resilience of small, medium and micro enterprises, Mega Bank Chairman Dong Ruibin went to the front line to discuss with more than 200 enterprises in central and southern China, focusing on financing, interest subsidies and transformation resources.
[Reporter Li Lianghui/Taipei Report] The global economic and trade environment is changing rapidly. How small, medium and micro enterprises obtain funds and reduce financing costs has become an important issue for business operations. Mega Bank has targeted the needs of small, medium and micro enterprises. Chairman Dong Ruibin went to the front line and held "Financial Support and Care Symposium for Small, Medium and Micro Enterprises" in Taichung and Kaohsiung, attracting more than 200 companies to participate. It focused on financing, interest subsidies, exchange rate hedging, digital transformation, net-zero transformation and other resources to help companies strengthen their operational resilience.
Dong Ruibin, chairman of Mega Bank, said that the AI boom in recent years has driven the rapid development of the technology industry and accelerated the upgrading and transformation of Taiwan's major technology companies. Small, medium and micro enterprises are an important pillar of Taiwan's economy and an indispensable part of the industrial supply chain. Mega Bank has long been paying attention to the needs of small, medium and micro enterprises, cooperating with the government's promotion of digital transformation and low-carbon development policies, and helping enterprises strengthen their operational resilience and market competitiveness through diversified financing solutions and financial services.
Regarding the capital and interest burden that enterprises are most concerned about, Mega Bank pointed out that the "Diversified Development Project Loans for Small, Medium and Micro Enterprises" launched by the Ministry of Economic Affairs can provide enterprises with the funds needed to invest in digital transformation, net-zero transformation and channel development. A single enterprise can borrow up to 35 million yuan, and the loan limit for the same enterprise is 100 million yuan. It also provides interest exemptions of up to six months and up to 1.5% to help enterprises reduce their operational burdens.
In addition, the "Trade Financing Interest Reduction" program promoted by the Ministry of Finance provides small and medium-sized enterprises with interest rate reductions of up to 1.5%, and each enterprise can receive up to 1.2 million yuan in interest subsidies to help enterprises reduce financing costs and improve capital utilization efficiency.
In addition to existing enterprises, Mega Bank has also extended its services to young entrepreneurial groups. For young people who are registered in Kaohsiung and intend to start a business, Mega Bank cooperates with the Kaohsiung City Government to apply for the "Qing Chuang Xiong Li" Youth Entrepreneurship Loan. For loans of less than 2 million yuan, interest subsidies of up to 2.5% can be enjoyed for up to 5 years to help young people obtain the funds needed to start a business.
Mega Bank stated that in the future, it will continue to cooperate with government policies and use the operational and international financial service advantages of public banks to provide diversified financial support to small, medium and micro enterprises, help enterprises respond to changes in the economic and trade environment, promote transformation and upgrading, and expand markets.
