The Yamalo-Nenets and Khanty-Mansi Autonomous Okrugs are leading in the ranking of material well-being of Russian regions based on the results of 2025

The Yamalo-Nenets and Khanty-Mansi Autonomous Okrugs are leading the ranking of Russian regions in terms of the level of material well-being of the population at the end of 2025.

Ingushetia and Karachay-Cherkessia close the list in this rating.

In most regions of the Russian Federation in 2025, there was an increase in population income, a decrease in the share of the population below the poverty line, and an increase in the share of the population with high incomes.

High bank rates on mortgage loans and a limited choice of preferential housing lending programs have reduced the availability of mortgages for Russian families in almost all regions.

The regions of the Far North and the capital are in the top ten of the ranking, while regions with low incomes are at the bottom of the ranking.

MOSCOW, October 5 – RIA Novosti. The Yamalo-Nenets and Khanty-Mansi Autonomous Okrugs are leading in the ranking of Russian regions in terms of the level of material well-being of the population at the end of 2025, Ingushetia and Karachay-Cherkessia close the list, according to a RIA Novosti study.

Welfare level

The results of a study conducted by RIA Novosti experts on the material well-being of the population for 2025 indicate that the level of well-being of residents in different regions of the Russian Federation differs significantly, which is determined by a number of factors, including the level of economic development, natural and climatic factors, industry specialization, etc.

At the same time, experts note that in 2025, positive dynamics were observed in most constituent entities of the Russian Federation, which is largely due to the continued growth in household incomes. In particular, the median per capita income of the population increased, the share of the population below the poverty line decreased, the share of the population with high incomes increased, as well as the volume of deposits per capita.

But despite this, high bank rates on mortgage loans and a limited choice of preferential housing lending programs, together with the continued rise in real estate prices, acted as a factor reducing the availability of mortgages for Russian families in almost all Russian regions, which had a negative impact on the overall assessment of material well-being, experts note.

Leaders and outsiders of the rating

The first places in the ranking are occupied by the Yamalo-Nenets, Khanty-Mansiysk and Chukotka Autonomous Okrugs. The top ten also included the Murmansk, Magadan regions, the Nenets Autonomous Okrug, the Sakhalin, Moscow regions, Moscow and the Kamchatka Territory. St. Petersburg took 11th place in this ranking, leaving the top ten. Thus, the regions of the Far North and the capital became the leaders in the rating, which is due to the high level of income of the population, which allows compensating for even a fairly high price level and in most of them ensures a high level of housing affordability.

The top ten regions occupy leading positions in almost all indicators taken into account when compiling the ranking. The only exception is the availability of housing in St. Petersburg, the Moscow region and Moscow, which is at a relatively low level due to high real estate prices in the capitals.

The lower part of the ranking is represented by regions where the income level of the population is low. The last ten places in the ranking are occupied by: Stavropol Territory, Kabardino-Balkaria, Crimea, Dagestan, Altai Republic, Kalmykia, Chechnya, Tuva, Karachay-Cherkessia and Ingushetia.

Dynamics of the level of well-being

Comparing the results of 2025 with 2024, analysts noted that positive dynamics were observed in most regions of the Russian Federation. The final rating score increased in 64 regions of the Russian Federation, which indicates an improvement in the indicators taken into account when compiling the rating, and decreased in 21 regions of the Russian Federation, which is associated with a noticeable decrease in the level of affordability of purchasing housing with a mortgage.

The average rating score decreased by 0.2 points. Experts added that in all regions of the leading group the rating score has decreased and losses exceed four points.

The most significant decrease is observed in the Sakhalin and Magadan regions, the Nenets Autonomous Okrug, St. Petersburg and the Republic of Sakha (Yakutia). The reason for the decline in all regions of the leading group was a significant reduction in the share of families who can purchase an apartment with a mortgage in 2025.

The rating score increased most significantly in Crimea, Kabardino-Balkaria, North Ossetia, Sevastopol, Dagestan and Krasnodar Territory. The growth of household incomes, the increase in the volume of household deposits in banks and the reduction in the share of the low-income population had a positive impact on the assessment of these regions. Experts also noted that all of the listed regions, except for the Krasnodar Territory, suffered slightly from a decrease in the share of families who had access to a mortgage, since even with lower bank rates it was not widespread in these regions; accordingly, their positions remained at approximately the same level in this indicator. In all of the above regions, the final result increased by more than 5.5 points.

How was the rating calculated?