
The volume of retail loans issued decreased compared to July
AI-generated summary
Statistics based on August 2026 National Credit Bureau data.
In August 2026, Russians collected retail loans (consumer loans, POS loans, credit cards, car loans and mortgages) for 1.063 trillion rubles. The National Bureau of Credit Histories (NBKI) reported this to Lenta.ru.
The achieved result was 0.6 percent lower than in July and a percentage lower than in the last summer month of last year.
The largest volume of retail loans issued in August 2026 was recorded in the capital - 116.7 billion rubles, and in the Moscow region - 77.4 billion. In St. Petersburg we are talking about 53.1 billion rubles, and in the Tyumen and Sverdlovsk regions 40.4 and 35 billion, respectively.
Commenting on these statistics, NBKI Marketing Director Alexey Volkov stated that Russian banks continue to have a weak appetite for risk. They place high demands on the quality of citizens’ credit histories, reducing the risk of future delinquencies. At the same time, the quality of the incoming flow of applicants is improving, but rather slowly.

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