
AI-generated summary
SMBC Consumer Finance is a major consumer finance company under the Sumitomo Mitsui Financial Group, and undertakes guarantee services for card loans from 189 financial institutions, including regional banks, credit unions, and online banks.
SMBC Consumer Finance (CF, formerly Promise), a major consumer finance company under the Sumitomo Mitsui Financial Group (FG), announced on the 5th that its system used for card loan guarantee operations had been accessed illegally, resulting in the leak of customer information for up to 320,118 people. In addition to customers' names and annual incomes, loan amounts were also leaked.
What was leaked was information about SMBCCF's customers at local banks, credit unions, online banks, and other institutions that provide guarantee services for card loans. In addition to the name, gender, date of birth, address, telephone number, email address, driver's license number, workplace, annual income, etc. of the person borrowing money, information such as the code of the financial institution from which the loan was taken, customer number, guarantee amount (loan amount), and contract date were leaked. On the same day, Docomo SMTB Net Bank (formerly Sumishin SBI Net Bank) announced that up to 122,635 people are its customers.
Unauthorized access was detected on the 2nd, and access to the system used for warranty work was blocked. However, some data was sent externally, including customer information. As of now, no misuse of the leaked information has been confirmed.
As of March 2026, SMBCCF has contracted guarantee services from 189 financial institutions.
AI outlook — possibilities, not facts
SMBC Consumer Finance and related financial institutions announce individual notifications and countermeasures to affected customers
Very likely · Within days

Prime Minister Takaichi announced at the House of Representatives Finance and Finance Committee that more than 30% of the currently employed population would be eligible for subsidies to reduce the burden on workers. The Nikkei average has fallen by more than 1,600 yen, falling below 60,000 yen for the first time in five and a half months, and real wages in September have increased for nine consecutive months. Domestic and international news continued, including the reduction of the burden on the U.S. military base in Okinawa, orders to improve operations in response to fraudulent data at the Hamaoka nuclear power plant, interest rate hikes at the Bank of England, temporary management of JT's Russian assets, candidacy for FIFA president, defendant Akimoto's sentencing, upward revision of Toyota profits, and Hong Kong pro-democracy ruling.

Prime Minister Takaichi announced at the House of Representatives Finance and Finance Committee that more than 30% of the currently employed population would be eligible for subsidies to reduce the burden on workers. On the same day, the Nikkei average fell by more than 1,600 yen, dropping below 60,000 yen for the first time in five and a half months, and real wages in September remained positive for nine consecutive months. Domestic and international news continued, including the reduction of the burden on the U.S. military base in Okinawa, the strengthening of Japan-U.S. relations, the Bank of England's interest rate hike, Russia's temporary management of JT's assets, the candidacy for FIFA president, Akimoto's sentence, Toyota's upward revision of profits, and the sentencing of Hong Kong democracy activists.

Following the results of the US mid-term elections, the New York stock market plunged due to concerns about stricter regulations on AI development. The Dow fell 1,833.06 points (3.4%) from the previous day to close at $51,523.06, and the Nasdaq fell 1,421.51 points (5.5%) to close at 24,315.00, reducing the market capitalization of its constituent stocks by $2.5 trillion.

The New York stock market rebounded sharply on the 4th due to the Democratic Party's landslide victory in the U.S. midterm elections, reducing political uncertainty, and a sharp drop in oil prices. The Dow Jones Industrial Average rose 1,569.40 points to close at $53,356.12, and the Nasdaq rose 364.50 points to close at 25,736.51. WTI crude oil futures closed at $88.12.

Major news from November 2nd to 4th. Reports included a raid on Kawasaki City Hall, the results of the U.S. midterm elections, a projectile launch by North Korea, the death of a Japanese national in a train accident in Spain, and the end of a ceasefire in southern Ukraine.

On the 3rd, the New York stock market saw a mix of adjustments in holdings as voting day for the U.S. midterm elections approached. Although the Dow Jones Industrial Average fell, the tech-heavy Nasdaq index rebounded for the first time in four days.