
In response to Taiwan's entry into a super-aging society, the Financial Supervisory Authority will issue the latest interpretation, clarifying that the insurance industry must invest in health promotion and long-term care peripheral product facilities and services to increase the flexibility of the use of insurance funds.
The Financial Supervisory Authority will issue the latest order to relax restrictions on the insurance industry's investment in health and welfare undertakings, including health promotion and long-term care peripheral commodity facilities and service undertakings, and lift restrictions on integration with insurance business to guide insurance funds to invest in related industries and enhance the flexibility of capital utilization.
AI-generated summary
Taiwan is entering a super-aged society, and the Financial Supervisory Commission is promoting the transformation of the insurance industry into risk prevention and health management.
FSC. (File photo)
[Reporter Wu Xintian/Report from Taipei] In response to Taiwan's entry into a super-aging society and to encourage the insurance industry to gradually transform from traditional loss compensation to risk prevention, health management and life support, the Financial Supervisory Authority will issue a latest order clarifying that the insurance industry must invest in health promotion, long-term care peripheral commodities, facilities and services, and formally include related undertakings in the scope of health and welfare undertakings, thereby guiding insurance funds to invest in related industries and giving full play to the function of long-term funds to support the development of health and welfare.
The Financial Supervisory Commission stated that when the order was issued on October 27, 2025, although the insurance industry had been liberalized to invest in health and welfare undertakings as insurance-related undertakings, there were restrictions at that time that must be combined with insurance business. Considering that health promotion and long-term care services have cross-industry, diverse service objects and long-term development needs, and that related services can indirectly reduce insurance risks through disease prevention, disability delay and life support, it was decided to further expand the scope of health and welfare businesses and relax restrictions on integration with insurance business to enhance the flexibility of insurance fund utilization.
In terms of expanding the scope of investment this time, health and welfare businesses cover related products, facilities and services that contribute to health promotion, disease prevention, delaying disability, long-term care and improving quality of life. The specific business scope includes health management and health promotion services such as health examination centers, health management consultants, exercise guidance, and pharmacy access; health and medical technology and digital applications such as health and medical big data analysis, digital platforms, and software research and development; long-term care institution management consultants, long-term care auxiliary services, and smart and long-term care and all-age-friendly services such as living assistive devices, barrier-free transportation and all-age-friendly environment renovation; healthy eating and nutrition support such as healthy meals, nutritional products and care food; and health promotion and long-term care peripheral service matching, product supply and distribution platforms and other integrated health and welfare services.
In addition, regarding the relaxation of restrictions that must be combined with insurance business, the Financial Supervisory Commission explained that considering the increasingly diverse service types of the health and welfare industry, and related businesses may not be directly related to policyholders, insurance products or insurance benefits, this restriction was relaxed and returned to the determination of actual business content, so that the insurance industry can more flexibly participate in related businesses based on industry development and actual investment needs.
The Financial Supervisory Commission pointed out that this policy adjustment will help guide insurance funds to invest in health promotion and long-term care peripheral industries, promote the interconnection of insurance protection and health management, long-term care and life support services, and lay the foundation for innovative service models such as in-kind benefits and health promotion insurance, thereby enhancing the added value of insurance services.
The Financial Supervisory Commission also emphasized that this policy adjustment is driven by taking into account the safety, liquidity and profitability of the use of insurance industry funds. In the future, insurance industry funds will continue to be directed to invest in public construction and social welfare and other related undertakings, support the development of long-term care systems and health promotion services, give full play to the long-term funding function of the insurance industry, and promote social sustainability and the improvement of people's livelihood and well-being.
AI outlook — possibilities, not facts
The Financial Supervisory Authority will issue the latest order clarifying how the insurance industry can invest in health promotion and long-term care businesses.
Very likely · Within days

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