Recently, many places have officially begun to implement new housing provident fund policies to benefit the people, and the scope of withdrawals has been further relaxed. Nanjing, Suzhou and other places in Jiangsu have begun to accept the withdrawal of decoration and property fees. Shenyang, Liaoning has also issued nine optimization policies, including heating fees and other expenses.
Nanjing
On October 9, the new housing provident fund policy in Nanjing, Jiangsu Province was officially implemented.
According to the new policy, starting from September 20, 2026, households that renovate their own housing can apply for withdrawal of provident fund renovation, with the amount not exceeding 1,000 yuan per square meter, and the maximum total withdrawal amount for the family is 150,000 yuan. If a paying household withdraws provident funds to pay for the property fees of its own residence, the maximum withdrawal for the year with property fee invoices is 5,000 yuan; the maximum withdrawal for the year without an invoice is 1,000 yuan.
Zhang Yuanhang, a staff member of the Loan Department of the Nanjing Housing Provident Fund Management Center in Jiangsu Province, said that so far, 7,300 depositors have successfully applied for the new deal, with an application amount of approximately 16 million yuan.
Suzhou, Nantong, Yancheng
Many places in Jiangsu have simultaneously introduced differentiated extraction standards:
The maximum amount a family can withdraw for home decoration in Suzhou is 150,000 yuan, which can be withdrawn in installments;
The upper limit for withdrawals per square meter for decoration in Nantong is 2,000 yuan, with a maximum of 280,000 yuan for a single unit;
A maximum of 300,000 yuan can be withdrawn for decoration of new houses in Yancheng, and a maximum of 150,000 yuan can be withdrawn for old houses.
shenyang
On October 9, Shenyang, Liaoning Province released nine new housing provident fund policies.
If the family has not withdrawn the provident fund in the year, it can withdraw a lump sum to pay the property fee for a house. The total withdrawal amount of the depositor and spouse does not exceed 10,000 yuan. The heating fee, parking space management fee, elevator usage fee, etc. of the house can be included in the total property fee calculation. The relevant property fee withdrawal policy will be implemented from December 1, 2026. In addition, Shenyang changed the current down payment withdrawal policy from a phased policy to a long-term policy.
Li Zan, deputy director of the Shenyang Housing Provident Fund Management Center in Liaoning Province, introduced that after January 1, 2027, depositors and their spouses who purchase a house with a loan in Shenyang can withdraw the housing provident fund once within one year from the date of purchase to pay for the down payment of the house.
The new policy also supports depositor families to withdraw housing provident funds in one go to pay for housing renovation costs in Shenyang. Families that purchased rough commercial houses after January 1 this year can withdraw decoration fees at 2,000 yuan per square meter within 2 years from the date of purchase. The total withdrawal amount for couples shall not exceed 200,000 yuan. The relevant decoration withdrawal policy will also be implemented from December 1, 2026.
