China News Service, Chengdu, November 9 (Shan Peng) The Sichuan Provincial Government Information Office held a press conference in Chengdu on the 9th. Fu Yu, deputy director of the Finance Office of the Sichuan Provincial Party Committee, said that as of the end of September, the balance of Sichuan Puhui small and micro loans exceeded 1.6 trillion yuan; the interest rate and guarantee fee rate were reduced by 0.13 and 0.05 percentage points respectively, and the profit margin exceeded 280 million yuan.
It is reported that difficult and expensive financing is a problem that enterprises have reported intensively. Since 2025, Sichuan has made efforts to strengthen policy guidance, build service platforms, and optimize advisory mechanisms to change the financing experience of small, medium and micro enterprises and get rid of the "dare to lend, willing to lend" blocking point.
At the policy level, Sichuan provides institutional guarantees for corporate financing. The Finance Office of the Sichuan Provincial Party Committee took the lead in drafting "Several Measures for Sichuan Province's Financial Support for the Development of Private Enterprises", proposing 17 measures focusing on product services, guarantees and credit enhancement, financing docking, and evaluation incentives, clarifying the time limit for financial institutions to apply for loans for enterprises, and exploring the first The "four-loan" linkage model of loans, credit loans, loan renewals without principal repayment, and on-lending strengthens the three-level linkage risk sharing of government financing guarantees, builds a long-term mechanism of "dare to lend, willing to guarantee, able to guarantee, and capable of investing" to guide financial institutions to invest resources in private and small and micro enterprises.
Sichuan launched the "Sichuan Yidai" platform. One year after the platform was launched, the proportion of credit loans obtained by registered companies accounted for 71%, which is 31 percentage points higher than the provincial average. It has well solved the pain points and concerns of corporate financing. In response to the problem that some companies cannot borrow, the platform helps companies accurately match suitable credit products. The loan interest rate, information list, and loan application process are clear at a glance; in response to the lack of mortgage for some companies, the platform will provide 1,313 public data on tax payment, energy usage, employment, social security, and intellectual property rights. A credit portrait is made based on the data; in response to the demands of enterprises to reduce financing costs, the platform has launched a special fiscal interest discount area, which can apply for one-stop loan interest discounts for service industry business entities, loan interest discounts for small, medium and micro enterprises, and transportation field interest discounts. The interest discount policy has benefited 14,000 market entities. In addition, the platform has also launched fund investment areas, agriculture-related finance areas, AI financing consultants and other functions to meet the differentiated financial service needs of various market operating entities.
For financial resources to truly benefit enterprises, online platforms alone are not enough. To this end, the Finance Office of the Sichuan Provincial Party Committee has selected more than 100 financial consultants from banks, securities, insurance, funds and other institutions to implement the "one enterprise, one policy" service in key parks, regularly visit enterprises, and provide enterprises with policy interpretation, financial advisory and other financing and intelligence services. Since the beginning of this year, it has served more than 6,000 enterprises and coordinated and solved more than 700 financing problems; focusing on Sichuan's six advantageous industries and "15+ N" key industry chain organizations carry out the "Venture Capital Tianfu·Zhou Zhou Jian" regular investment and financing roadshow activity to help capital discover and cultivate early-stage technology companies. Since the activity was first launched in May last year, a total of 129 roadshow activities and 786 roadshow projects have been carried out, covering 12 key industrial fields such as artificial intelligence, medicine and health, and new energy. It has facilitated 70 projects with actual financing exceeding 6 billion yuan.
