Ombudsman Yana Lantratova gave recommendations on protection against bank fraud

Russians should set up bank account protection in advance and follow a few simple rules to reduce the risk of becoming a victim of fraud. Commissioner for Human Rights in Russia Yana Lantratova told RIA Novosti journalists about this.

The Ombudsman recommended including notifications about all banking transactions, setting limits on daily amounts of transfers and cash withdrawals, and for online purchases, having a separate card and not storing large amounts on it. She also advised using different passwords for mail, government services and banking services and enabling two-factor authentication.

According to Lantratova, scammers use spoofed phone numbers and stolen personal data, but the main principle of their schemes is to force a person to make a decision as quickly as possible. Therefore, in a family, especially with elderly relatives and teenagers, it is worth discussing in advance the rules of conduct in the event of suspicious calls.

If the interlocutor introduces himself as an employee of a bank, police or government agency and demands an urgent transaction with money, then it is necessary to stop the conversation and independently check the information received, she emphasized. At the same time, Lantratova urged people to remember a simple rule: if a person is in a hurry, he must stop and not take any financial actions.