Life insurance: collection of 11.5 billion euros in August 2026

French savers deposited 11.5 billion euros on their life insurance in August, the France Assurers federation announced on Thursday, bringing the outstanding amounts of these contracts to 2,171 billion at the end of August, up 5.7% over one year. The general director of France Assureurs, Paul Esmein, welcomed this “quite exceptional collection for the month of August, since it was only in 2025 that we had such a figure”, during a conference call.

He thus noted the “strong misleading effect” of the figures for August 2026 compared to the same month of 2025, with a 6% drop in contributions (equivalent of deposits, in life insurance). A decrease to be qualified by the fact that August 2025, with 12.2 billion euros in contributions, had recorded an exceptional increase of 27% compared to August 2024, recalls Paul Esmein. “August 2026 (is) actually the second highest August in history, after 2025,” he notes.

43.5 billion euros in net collection since the start of the year

Contributions increase by 3% for unit-linked funds, risky investment vehicles but which can, in good years, yield more than euro funds, guaranteed in capital, which have fallen by 10%. Since the start of 2026, contributions have reached 138.7 billion euros, an increase of 9.2 billion euros, an increase of 7% compared to the first eight months of 2025.

In August 2026, benefits (the equivalent of withdrawals) at 9.5 billion euros saw an increase of 15% compared to August 2025. “Benefits thus reached their highest level for a month of August in three years,” notes France Assureurs in a press release. The “net collection” (benefits subtracted from contributions) therefore amounts to 2 billion euros in August 2026, a decrease of 1.9 billion euros compared to that of August 2025. Since the start of the year, the net collection amounts to 43.5 billion euros, higher by 6.9 billion euros than that of 2025 over the same period.