Bcc Iccrea, 9-month profit rises to 1.65 billion
Net loans to customers at 101.7 billion, gross NPL ratio at 2.4% and net at 0.6%
Quick Look
- The Bcc Iccrea group closes the first nine months with a net profit growing from 1.55 to 1.65 billion euros.
- Net loans to customers at 101.7 billion euros, gross NPL ratio at 2.4% and net at 0.6%.
AI-generated summary
Why It Matters
The Bcc Iccrea group has published a note with the results of the first nine months, reporting a net profit growing from 1.55 to 1.65 billion euros.
The Bcc Iccrea group closes the 9 months with a net profit growing from 1.55 to 1.65 billion euros.
This is what we read in a note. The group reports net loans to customers amounting to 101.7 billion euros (+4.2% compared to the end of September 2025; +3.8% compared to the end of December 2025), with new credit disbursements in the period amounting to approximately 15.3 billion euros.
The incidence of impaired loans "confirmed at extremely comforting levels both at a gross level (gross NPL Ratio at 2.4%) and at a net level (net NPL Ratio at 0.6%).
Direct collection reached 144.6 billion euros (+2.3% compared to the end of September 2025; +1.0% compared to the end of December 2025). The ratio between loans and direct funding (Loan to Deposit Ratio) stood at 70.3% (69.1% at the end of September 2025; 68.4% at the end of December 2025).
The group then reported a banking margin of 4,491 million euros (+6.2% compared to the nine months of 2025) and an interest margin of 3,211 million euros (+7.4% compared to the nine months of 2025). Positive trend also for net commissions equal to 1,150 million euros (+7.8% compared to the nine months of 2025).
Open Questions
- What were the detailed results for each bank in the group?
- What is the outlook for the fourth quarter and the full year?
- What is the trend of net worth and capital?
