
Since the spring of 2026, some Russians have been faced with the inability to replenish credit cards due to blocking by banks, which, in accordance with the law, use incoming funds first of all to pay off tax debts, and only then to pay off loans, Izvestia reported with reference to the Federal Tax Service.
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Since the spring of 2026, cases have become more frequent when banks block transactions on clients’ credit cards due to tax debts, directing incoming funds first of all to pay off taxes, and only then to pay off loans in accordance with the order of payments established by law.
Some Russians complain that they are faced with the inability to top up their credit cards due to blocking by banks. This is due to tax debts, Izvestia found out.
Similar cases have become more frequent since the spring of 2026: funds contributed by the client to repay the loan are written off in favor of the tax authorities as a priority, and card transactions are limited.
The Federal Tax Service explained that this scheme is provided for by law. If there is not enough money in the account to cover all debts, the bank is obliged to comply with the order of payments. Tax debt is the third priority, credit debt is the fifth, so first of all the money will be spent on paying fees.

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