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Back守護租屋押金安全 一銀再攜手台灣金聯推「押金全額信託」
守護租屋押金安全 一銀再攜手台灣金聯推「押金全額信託」
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自由时报21 minutes agoBusiness1 min readChinaView translation

守護租屋押金安全 一銀再攜手台灣金聯推「押金全額信託」

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第一銀行與台灣金聯子公司力興資產管理公司於11月9日簽署「押金信託契約」,將銀行信託機制導入包租代管服務,確保房客押金全數交付信託專戶管理,強化租賃押金的安全保障與資金透明度。

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Why It Matters

第一銀行與台灣金聯子公司力興資產管理公司於上半年簽署合作意向書後,持續深化合作。

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一銀與台灣金聯簽署「押金信託契約」,由一銀董事長邱月琴(右)與台灣金聯董事長宮文萍代表簽約。

第一銀行與台灣金聯子公司力興資產管理公司於11月9日簽署「押金信託契約」,將銀行信託機制導入包租代管服務,強化租賃押金的管理與保障,提升租賃服務品質,也是推動包租代管產業健全發展的重要里程碑。

繼上半年簽署合作意向書後,一銀與力興資產持續深化合作,由意向規劃推進至具體業務,透過結合一銀信託專業與力興資產包租代管服務,將房客押金全數交付一銀信託專戶管理,並確保租約終止時依約返還,不僅強化安全保障,也增進資金管理的獨立性與透明度,進一步提升租賃雙方權益。

一銀表示,將信託服務延伸至民眾生活,從保障租屋權益、活化住宅資源,到高齡者不動產活化與安養需求,發展更多元的信託服務,讓信託真正走入生活,落實金融業社會責任,保障民眾的財產安全,打造值得信賴的第一金融品牌。

Open Questions

  • 未來是否有其他行庫跟進此類信託合作?
  • 適用此信託機制的戶數規模預計達多少?

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