
The Meloni government extends the ordinary rates to 50% for main homes and 36% for second homes; a negotiation with the EU on the flexibility clause remains open
AI-generated summary
The 2027 Budget transmitted to the Chamber does not include the enhancement of the Ecobonus from 50 to 65% due to lack of coverage. The government has extended the ordinary rates for expenses incurred in 2026. Negotiations remain underway with the EU on the budget flexibility clause (NEC) which would allow extra-deficit financing of energy measures.
The reference to the 65% Ecobonus was omitted from the text of the Maneuver transmitted to the Chamber. The reason is that of coverage: it was not sufficient. However, there may still be hope, because negotiations are underway with the EU for interventions that will fall within the flexibility clause. The return of the Ecobonus to 65% of the rest is linked to the application of the Nec, the budget flexibility clause which will allow extra-deficit financing of a series of measures dedicated to energy. Among these is the 65% tax relief for works that improve the energy efficiency of properties, such as the installation of heat pumps and hybrid devices, the replacement of fixtures, the creation of thermal coats to insulate buildings, the installation of solar shading.
For further information:
Budget 2027, here's how much families will save with the Irpef cut
As mentioned, at the moment the increase from 50 to 65% for the Ecobonus has not been included in Maneuver. The Meloni government limited itself to extending the Ecobonus, for expenses incurred in 2026, at the ordinary rates:
50% for main homes
and 36% for second homes.
All on a maximum of 96,000 euros per real estate unit.
For further information:
Maneuver 2027, from schools to Defence: news and controversies awaiting Parliament
Still on the topic of home, the Furniture Bonus has been confirmed: it is an IRPEF deduction for the purchase of furniture and large appliances, intended to furnish a property undergoing renovation. The deduction must be calculated on a maximum amount of 5,000 euros, including any transport and assembly costs, and must be divided into 10 annual installments of the same amount.
The deduction is for the purchase of:
new furniture,
new large appliances with an energy class not lower than class A for ovens, class E for washing machines, washer-dryers and dishwashers, class F for refrigerators and freezers, for equipment for which an energy label is required.
Still in the home sector, but this time on the mortgage side, the Maneuver also provides for the extension of the First Home Mortgage Fund, which collects another 200 million euros and extends until 2029. The Maneuver expands the scope of this instrument, managed by Consap, which in recent years has already covered 280 thousand loans.
"It's good news because previously the 80% guarantee expired at the end of each year. This government, however, had already granted a three-year extension in 2025 (2025/2027) and now continues along that path for another three years (2027/2029). In this way young people know that they will have the possibility of accessing the Consap guarantee also for future years", said Sestino Giacomoni, president of Consap. "Since its inception, the current government has allocated around 1.5 billion euros, allowing the disbursement of over 280 thousand mortgages, for a total of 34 billion euros in loans granted. The recent regulatory changes introduced have brought the Home Fund back to being an instrument for young couples and have extended the guarantee to people with permanent disabilities and their families. For large families the guarantee can reach up to 90%".
For further information:
Maneuver 2027, the government's hypotheses on the bonuses of the Budget Law
AI outlook — possibilities, not facts
The 65% Ecobonus could be reintroduced into the Budget through the flexibility clause with the EU
Possible · Within weeks

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