Several banks, including HDFC Bank, ICICI Bank, Bank of Baroda, Indian Overseas Bank and Federal Bank, have revised their FD rates in the last one month.
These banks have increased FD interest rates on select FD tenures, providing up to 8.25% interest rate to general customers and up to 8.60% rate to senior citizens.
Here is a look at the latest FD interest rates offered by major banks. These also include the highest FD interest rates banks are providing to general customers and senior citizens.
Latest HDFC Bank FD interest rate
HDFC Bank has hiked interest rates on select FD tenures. After the revision, senior citizens can get a maximum FD interest rate of 7.20% on fixed deposits for the term from 3 years 1 day to 5 years. General customers can now earn a maximum rate of 6.60% on FD tenures of 3 years and 1 day to 10 years.
The revised FD rates are effective from November 4, 2026, as per the bank's website.
Latest ICICI Bank FD interest rates
ICICI Bank now offers FD interest rates from 2.75% to 6.6% on tenures ranging from 7 days to 10 years. To senior citizens, the bank is now offering the highest interest rate of 7.20% on a tenure of 3 years 1 day to 5 years. General customers are getting the highest FD rate of 6.6% on 3 years and 1 day for up to 10 years. The revised rates are applicable from October 23, 2026.
Latest Bank of Baroda FD interest rates
Following the revision, Bank of Baroda is offering a maximum FD interest rate of 6.85% to general customers, 7.35% to senior citizens and 7.45% to super senior citizens on the 555-day FD, also known as the bob Golden Goal deposit Scheme (555 days).
Earlier, the bank was offering a 6.75% rate on the same tenure to the general public.
The revised FD rates are applicable from November 12, 2026.
Indian Overseas Bank FD interest rates
IOB has increased the FD interest rate on its special 444-day fixed deposit by 15 basis points (bps), from 6.60% to 6.75% for general customers. The bank offers an additional interest rate of 0.50% to senior citizens.
The highest interest rate offered to senior citizens is 7.25% on 444 days. The revised FD rates of Indian Overseas Bank are effective from November 10, 2026.
Latest Federal Bank FD interest rates
The bank has increased FD interest rates on deposits of 18 months and from two years to less than three years. Senior citizens can now earn up to 7.40% per annum on these two tenures. The revised rates are applicable from November 12, 2026.
Latest Punjab National Bank (PNB) FD interest rates
Following the FD rate revision, PNB offers interest rates ranging from 3% to 6.60% to the general public. Senior citizens can earn the highest FD rate of 7.10% on a tenure of 444 days. The revised rates are effective from November 1, 2026.
Latest Canara Bank FD interest rates
Canara Bank is offering its highest interest rate on the 555-day special fixed deposit scheme.
Canara Bank has increased the rate on the 555-day tenure from 6.60% to 6.75% for the general public. On the same FD, senior citizens will now earn a 7.25% interest rate, up from the earlier rate of 7.10%. The revised interest rates are applicable from November 2, 2026.
Latest Indian Bank FD interest rates
Indian Bank has increased the FD interest rate on its Ind Grow (555 days) FD from 6.65% to 6.80%, the highest among all of its fixed deposits. Senior citizens can now earn a 7.30% rate on the same tenure. The bank has also increased the interest rate on its Ind Prosper (777 days) FD, where general customers can now earn a 6.75% rate, up from 6.60%. Senior citizens can now earn a 7.25% rate on the same tenure.
The new FD rates are effective from October 23, 2026, for deposits below Rs 3 crore.
Latest Kotak Mahindra Bank FD interest rates
Kotak Mahindra Bank has increased its fixed deposit interest rates on select tenures. The new rates are effective from November 4, 2026. The bank now offers its highest FD interest rate of 6.80% on a tenure of 2 years to less than 3 years to general customers. For senior citizens, the bank offers an FD rate of 7.55% on the same tenure.
Axis Bank's latest FD interest rates
Axis Bank has also increased its fixed deposit rates on select tenures. The new rates are effective from October 29, 2026. The bank now offers its highest FD interest rate of 6.60% on a tenure of 2 years to 10 years.
For senior citizens, the bank offers its highest FD interest rate of 7.35% on a tenure of 5 to 10 years.
Latest Utkarsh SFB FD interest rates
Utkarsh Small Finance Bank has increased fixed deposit interest rates on select tenures. The new rates are effective from November 1, 2026.
The bank now offers its highest FD interest rate of 8.10% on a tenure of 666 days to general customers. For senior citizens, the bank offers an FD interest rate of 8.50% on the same tenure.
Latest Suryoday SFB FD interest rates
Suryoday Small Finance Bank has increased its fixed deposit interest rates on select tenures. The new rates are effective from October 30, 2026.
The bank now offers its highest FD interest rate of 8.25% on a tenure of 5 years to general customers. For senior citizens, the small finance bank offers an FD interest rate of 8.60% on the same tenure.
Latest FD interest rates offered by banks in November 2026
BankHighest FD interest rate for general citizensHighest FD interest rate for senior citizensTenure offering highest rateHDFC Bank6.60%7.20%3 years 1 day to 10 years (general); 3 years 1 day to 5 years (senior citizens)ICICI Bank6.60%7.20%3 years 1 day to 5 yearsBank of Baroda6.85%7.35%555 daysIndian Overseas Bank6.75%7.25%444 daysFederal BankNot specified7.40%18 months and 2 years to less than 3 yearsPunjab National Bank6.60%7.10%444 days (senior citizens)Canara Bank6.75%7.25%555 daysIndian Bank6.80%7.30%555 days (Ind Grow)Kotak Mahindra Bank6.80%7.55%2 years to less than 3 yearsAxis Bank6.60%7.35%2 years to 10 years (general); 5 to 10 years (senior citizens)Utkarsh Small Finance Bank8.10%8.50%666 daysSuryoday Small Finance Bank8.25%8.60%5 years
