Jean F.: from art collector to young father keen to pass on a heritage

When he was single, Jean* F. liked to frequent auction houses and flea markets in search of rare pieces and architectural drawings. At the time, anyone who went to a design school after preparing for the Beaux-Arts did not hesitate to “spend” their money to build up the start of a collection. “I wanted to enjoy it,” explains without regret this young thirty-year-old in shirt sleeves who receives us in the neat living room of his apartment in the 15th arrondissement of Paris. Now married to Louise for a year, his state of mind has changed. This is evidenced by the wicker basket installed in the middle of the living room, next to a sideboard where two clay busts of his creation sit, seeming to come straight from Greek Antiquity. Communications advisor, Jean began to monitor each of his expenses, rigorously listed in a strictly color-coded Excel document. If he imposed this “hygiene of life” on himself, it is because money can be, for him, a vector of “anxiety”. “I’m afraid of being in the red and of not passing it on enough to my future children,” he confides, sitting on the edge of his sofa.

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Investor generation: Stock market, ETF, AI… Young people’s new strategies to make their money grow

They are under 35 and no longer want to let their money lie dormant. Worried about their retirement, wanting to build assets or simply attracted by better returns, more and more young French people are learning to invest on their own. Stock market, ETF, cryptocurrencies… From their smartphone, they discover investments formerly reserved for insiders, follow the advice of “finfluencers” and sometimes use artificial intelligence. With the aim of achieving financial independence for some, additional income or a more comfortable retirement for others. Who are these new investors? Why are they taking more risks with their savings? And how far are they willing to go to make them grow? We met Victor T., Théo N., Jean F. and Antoine G. They presented us with their methods, their ideas, their tools, their investments... Their dreams, too.

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