Cabinet: Health and pension contributions increase for high earners

Anyone who earns more than 5,812.50 euros gross per month and is legally insured will have to pay more money for health insurance in the coming year.

From gross earnings of 8,450 euros, the pension insurance contribution also increases.

The Federal Cabinet in Berlin passed a corresponding regulation from the responsible Federal Ministry of Social Affairs.

The Federal Council still has to approve the annual adjustment, which is considered a formality.

Approval in the Bundestag is not necessary.

The so-called contribution assessment limits are updated every year based on the wage development in the previous year.

You define up to which limit of the monthly salary contributions are due; no contributions will then be deducted from the salary above that limit.

Alignment with wage increases last year

In health insurance, the limit will rise from the current 5,812.50 to 6,375 euros, and for pensions from 8,450 to 8,850 euros.

So anyone who earns more than 5,812.50 euros gross will pay more for health insurance in the future, and anyone who earns more than 8,450 euros gross will also pay more for their pension.

The ministry refers to the legal obligation to update the values.

In 2025, gross wages increased by 4.38 percent.

This ensures that the insured participate in the financing of social insurance in accordance with wage developments, as benefits such as pensions are also adjusted annually, particularly in line with wage developments.

This time, however, the value for health insurance includes an additional increase of 300 euros, which goes back to the health savings package agreed in the coalition before the summer.

This is intended to relieve the burden on health insurance companies due to constantly increasing health costs.