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The average additional contribution rate was set at 2.9 percent for 2026, but according to GKV information it is currently over 3.1 percent. The Statutory Health Insurance Contribution Rate Stabilization Act is intended to relieve the coffers of up to 15 billion euros in the coming year.
Berlin. The average additional contribution rate for statutory health insurance can remain stable in the coming year. Health Minister Carsten Linnemann (CDU) announced this based on the financial forecast of the GKV estimators group.
Expenses from statutory health insurance companies will therefore increase significantly less next year than in the current year. Linnemann attributed this primarily to the Statutory Health Insurance Contribution Rate Stabilization Act. The law will relieve health insurance companies of up to 15 billion euros in expenses next year.
At the same time, the Health Minister emphasized that the financial situation of the health insurance companies remained tense despite the reform. “We have to solve the structural problems of statutory health insurance and put its financing on a long-term, solid basis,” emphasized Linnemann.
The appraisal group deliberated on Tuesday and Wednesday. It includes experts from the Ministry of Health, the Federal Office for Social Security and the National Association of Statutory Health Insurance Funds. “The estimated results for 2027 result in a calculated average additional contribution rate of unchanged 2.9 percent,” the Federal Office announced in the evening. However, the additional contribution rate actually charged is the responsibility of the respective health insurance company.
However, the average additional contribution is only a calculation variable. Each health insurance company determines the actual amount individually. The additional contribution is due in addition to the regular contribution rate of 14.6 percent. Overall, employees and employers each pay half of 17.5 percent of gross wages to the health insurance companies.
However, this is no guarantee that premium increases will not occur. For 2026, the average additional contribution was set at 2.9 percent. According to GKV information, the actual average additional contribution rate is currently a good 3.1 percent.
AI outlook — possibilities, not facts
The average additional contribution rate will remain at 2.9 percent in 2027.
Likely · Within months

The additional contribution from statutory health insurance companies should remain stable in 2027, after spending increases less than in the current year. Health Minister Carsten Linnemann attributes this to the Statutory Health Insurance Contribution Rate Stabilization Act, which relieves the burden on the coffers by up to 15 billion euros. Despite the positive development, he warned of continued financial stress and emphasized the need for structural reforms.
The average additional contribution rate for statutory health insurance could remain stable in the coming year, as Health Minister Carsten Linnemann announced based on the financial forecast of the GKV estimators group. The health insurance companies' expenses are expected to increase less sharply than in the current year, primarily thanks to the GKV Contribution Rate Stabilization Act, which will relieve the health insurance funds of up to 15 billion euros. However, Linnemann emphasized that the financial situation remained tense despite the reform and that structural problems needed to be solved.

The GKV estimators recommend a stable average additional contribution of 2.9 percent to statutory health insurance for 2027. Health Minister Carsten Linnemann sees this as a positive sign after repeated increases, but emphasizes that the financial situation of the health insurance companies remains tense despite the relief law.
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