The ceiling for Livret A will be raised in February, in a range of 25,000 to 30,000 euros, announces Sébastien Lecornu

The Prime Minister, Sébastien Lecornu, announced an increase in February of the Livret A ceiling, which could go up to 30,000 euros, on Tuesday November 3. “We are going to raise the ceiling of the Livret A, we will do it in February, at the same time as updating the rate which will also increase,” declared the head of government, during the question session to the government. The ceiling for Livret A is currently 22,950 euros. Sébastien Lecornu mentioned "a range of 25,000 to 30,000 euros", adding that "it is the Minister [of the Economy Roland] Lescure who will specify in the coming weeks", following a "final consultation" with the banks and the Caisse des Dépôts.

The objective is to finance in particular the climate change adaptation plan. This booklet "historically, made it possible to finance social housing" but the government wanted to move forward with the mobilization of these funds for the new nuclear reactors and then "go further, in particular to finance the plan and the program for adapting to climate change for public buildings and infrastructure".

Sébastien Lecornu responded to a question from the leader of the Liot deputies (Freedoms, independents, overseas and territories), Christophe Naegelen, who asked for the launch of a large national loan. The French accumulated 606.7 billion euros in their Livret A and LDDS accounts at the end of September, again according to the Caisse des Dépôts, a stable amount over one year. These sums are intended, via credits granted by the Caisse des Dépôts, to finance social housing and city policies.

In September, the French withdrew 1.52 billion euros more than they deposited in their Livret A accounts. This situation is not new. Livret A and LDDS have been struggling to find their audience since the beginning of 2025, when the remuneration rate began to fall, reaching a floor of 1.5% at the start of 2026. The announcement of a revaluation to 1.7% in July, effective since August 1, just allowed a very slight jump during the summer.