DenizBank announced its consolidated financial results for the first nine months of 2026. Continuing its growth with its strong balance sheet structure and the financial support it provides to the economy, the Bank increased its asset size to 2.605 Billion TL at the end of the third quarter.
Continuing its operations with 578 branches and more than 14 thousand employees, DenizBank increased the total credit support it provided to the economy to 1.998 Billion TL, of which 1.504 Billion TL was in cash. While the bank's customer deposits reached 1.614 Billion TL, an increase of 27 percent compared to the end of the year; Return on equity was 26.2 percent and consolidated net profit was 46.7 Billion TL.
"WHILE INCREASING OUR COMPETITIVE POWER, WE ARE GROWING OUR PLACE IN OUR CUSTOMERS' FINANCIAL LIFE"
DenizBank General Manager Recep Baştuğ said the following in his evaluation of the financial results:
"In the first nine months of 2026, while the uncertainties created by geopolitical developments in the global economy continued to impact, the Turkish economy maintained its resilience despite external shocks. During this period, we maintained our financial strength by using our resources effectively and managing our balance sheet according to changing conditions. Despite the challenging market conditions, we increased our competitiveness in the areas we prioritized strategically.
We continued to increase the number of our active customers, which is the most important indicator of our widespread growth strategy. We increased our market share by expanding our card portfolio and transaction volume in payment systems, which have a priority place in maintaining customer loyalty. With this growth, we are gradually increasing our weight in the sector and becoming a more active player.
We continue our two-year growth in both commercial cash and non-cash loans, and we increase the momentum we have achieved in our focus areas day by day.
SMEs, which play a decisive role in the production, employment and export power of our economy, are one of the main carriers of growth in our Bank. On the other hand, we have been providing uninterrupted support to the agricultural sector, which is of strategic importance in terms of our country's food security and production capacity, for approximately 25 years and maintain our leadership among private banks.
One of our most important focuses is to improve our asset quality while maintaining our competitive growth in credit. We achieved an improvement in our non-performing loan ratio with the serious actions we took in our risk policies and models. Prioritizing our salaried and retired customers in consumer loans within the scope of our risk management strategy also contributed to this important development.
In addition to all this, we continue to grow stronger with the contributions of our subsidiaries. While the developments we have made in line with our strategic priorities deepen our growth; It helps us create a more agile, balanced and competitive banking structure.
As we continue our healthy growth, we constantly improve our operational quality and make our business processes simpler and faster to offer a better experience to our customers. With the investments we make in our digital channels, we aim to offer a fast and easy service model where they can meet all their needs digitally.
"OUR TOTAL GREEN FINANCE SOURCE REACHED 820 MILLION DOLLARS"
Referring to DenizBank's work in the field of sustainable financing, Baştuğ said:
“Taking into account the changing needs of the real sector, we are expanding financing opportunities that will accelerate the transition of our businesses to a low-carbon economy. Our Transition Financing Framework, which we published as a first in Turkey together with our main shareholder, forms the basis of our approach to support transformation investments, especially in carbon-intensive sectors.
Thanks to the collaborations we have developed with international financial institutions, we are also expanding the scale of the resources we direct to this field. Finally, with the 100 Million Dollar transaction we carried out with the Asian Infrastructure Investment Bank (AIIB), we increased our total green financing resource to 820 Million Dollars; We continue to increase the market share we receive from the green financing provided by international development banks to private banks in Turkey.
By joining the United Nations Responsible Banking Principles as a signatory, we reinforce our determination to reflect our environmental and social responsibilities in all of our banking activities with international commitments.
In the coming period, while maintaining our financial discipline, we will deepen our relationships with our customers through our technology investments; “We will continue our work with determination to become the first choice in banking needs, to increase the financing we provide to the strategic sectors of our country and to continue our sustainable and profitable growth.”
