Renovation of money laundering methods for fraudulent groups! Phishing webpage + tying electricity account, turning people into accomplices

The money laundering methods of the fraud group have been updated again! In the past, fraud groups mostly used physical financial account books and cards as money laundering tools, but the police have recently discovered that the fraud groups have turned their targets to "electronic payment tools." They use phishing techniques such as fake one-page web pages, fake express delivery, and fake customer service to trick people into handing over personal information and key verification codes, and then forcibly bind "electronic payment accounts" for money laundering, causing people to become accomplices in fraud.

The Criminal Bureau stated that a woman surnamed Xu from Central China purchased a sewing machine on Facebook in mid-June this year, and then received a message from the seller, claiming that the goods would be delivered through Black Cat Delivery Service. The other party then sent an extremely realistic fake express delivery web link (https://www.t-cat.vom.tw.lsp.shop/...), asking the victim to click to enter and fill in delivery information.

Unexpectedly, after the victim filled in the form, the scammer again pretended to be Black Cat Delivery Service, claiming that "the account has been frozen, resulting in abnormal logistics operations" and directed the victim to click on the customer service link on the website. After clicking, the victim was directed to join a fake LINE customer service account.

The fake customer service then used the excuse that "real-name authentication is required to unfreeze the account" to trick the victim into providing his or her ID card number, date of birth, and bank account number. Subsequently, the fraud group used these personal information to launch the electronic payment binding process in the background. The victim, without noticing anything unusual, delivered the SMS verification code just received on his mobile phone to the fake customer service.

Two days later, the victim thought more and more wrong, and took the initiative to apply to the bank to freeze the account. However, it was too late. The fraud group had already used the fraudulent personal information and verification code to successfully bind several mainstream electronic payment instruments such as "Jiekou Pay", "icash Pay" and "Quanying+PAY", and used the account as a money laundering transfer channel for fraudulently stolen money. A large amount of abnormal cash flow had been poured into the account at that time. Only then did they realize that they had been defrauded and reported the case to the police.

The Criminal Bureau calls on electronic payment tools to be a new favorite for money laundering in the eyes of fraud groups due to their convenient account opening and rapid transfers. People must be vigilant when shopping online and do not click on text messages or web links from unknown sources. The SMS verification code (One Time Password, referred to as OTP) is equivalent to a personal signature and passcode for online transactions. It must not be delivered to anyone under any circumstances. If the public finds that their accounts are abnormally logged in or bound, they should immediately contact the bank to report the loss and call the 165 anti-fraud hotline or 110 to report the case for help to avoid becoming a money laundering tool for fraud groups.