People with registered residence in other provinces can participate in insurance in Qiong, and Hainan’s individual medical insurance accounts enable inter-provincial mutual assistance

China News Service, Haikou, November 3 (Reporter Wang Xiaobin) If you work in a different place, can the money in your medical insurance account be used by your parents back home? Can people with household registration in other provinces pay for employee medical insurance in Hainan? At the press conference on Hainan Province’s “15th Five-Year Plan” medical security development plan held on November 3, Li Lei, director of the Hainan Provincial Social Insurance Service Center (Provincial Medical Insurance Service Center), gave a positive answer to these two questions.

Regarding the insurance coverage for people registered in other provinces, Li Lei introduced that Hainan has fully implemented the relaxation of household registration restrictions for people with flexible employment to participate in employee medical insurance. In actual practice, people registered in other provinces who participate in insurance for the first time usually need to provide their ID cards and valid Hainan residence permits; but if they only choose to participate in employee medical insurance (not employee pension insurance), they can apply with their ID cards. If you have been insured in Hainan before, you do not need to provide your residence permit again when you apply for insurance again. For flexible employment personnel with household registration in other provinces who have not yet been employed in Hainan, Hainan also supports them to participate in employee medical insurance or resident medical insurance with relevant documents.

In terms of inter-provincial mutual assistance of medical insurance individual accounts, Hainan has recently been among the first batch in the country to launch this function. Employees' medical insurance participants can bind close relatives and set up a mutual aid quota through the "National Medical Insurance Service Platform App - Medical Insurance Wallet". When their close relatives insured in other provinces seek medical treatment and purchase medicines at designated medical institutions, they can use the mutual aid quota to pay personal expenses, and can also be used to pay for urban and rural residents' medical insurance and long-term care insurance. Li Lei introduced that since the function was launched, Hainan insured persons have made more than 6,000 donations to insured persons from other provinces, with a cumulative amount of more than 5.3 million yuan.

In addition, Li Lei also introduced two extension directions of handling services during the "15th Five-Year Plan" period: gradually include flexible employment personnel who participate in employee medical insurance into the coverage of maternity insurance, so that they can also enjoy maternity subsidies on the basis of reimbursement of maternity medical expenses; accelerate the promotion of facial recognition payment, mobile payment, and credit payment. It is planned to fully build a convenient payment system covering the entire province by 2028, and gradually realize the transformation from "long queues" to "secondary payment" and from personal advance to "see a doctor first and pay later."