
AI-generated summary
Taipei City is one of the most densely populated cities in Taiwan and has long faced the problem of an aging population. According to statistics from the Department of Household Affairs of the Ministry of the Interior, the proportion of Taipei City’s population over 65 years old has reached 24.76%, the highest in the country. At the same time, the proportion of old houses over 30 years old is as high as 74.47%, indicating that the problem of old housing is serious.
The proportion of the population aged 65 and above in Taipei City is as high as 24.76%, making it the highest proportion of counties and cities in Taiwan. (Photo by reporter Xu Yiping)
[Reporter Xu Yiping/Report from Taipei] The population of 17 counties and cities in Taiwan is now a super-aged society. According to the latest statistics from the Department of Household Affairs of the Ministry of the Interior, in August, the proportion of the elderly population over 65 years old in Taipei City reached 24.76%, the highest proportion in Taiwan. In the highest counties and cities, real estate industry players pointed out that if combined with the fact that the proportion of old houses over 30 years old in the second quarter was as high as 74.47%, the second highest among the 22 counties and cities, the current living situation in the "capital" Taipei City is already a situation where "the elderly are trapped in old houses".
Among the 22 counties and cities in the country, except for 5 counties and cities including Taoyuan City, Taichung City, Hsinchu City, Hsinchu County and Lianjiang County, the proportion of people over 65 years old does not reach 20%.
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Huang Shuwei, director of Colliers International’s Real Estate Owner Representative Services Department, said that Taipei’s “double-elderly” hit areas should get rid of the policy blind spot of “only looking at the elderly but not the danger”, especially focusing only on development benefits and ignoring key social issues such as public security and health. This is because Taipei’s population aging is not only irreversible, but also faces a cliff-like imbalance in the outmigration of young people, and the policy tools currently being promoted have shown diminishing marginal effects.
North City’s young population is migrating away
Therefore, Huang Shuwei believes that the top priority is to break away from real estate thinking and integrate cross-regional supporting facilities. The government provides horizontal series, such as housing pension, nursing home trust and insurance integration mechanism, to convert the net value frozen in the old house into real cash flow, and through leasing and management, subletting and home-swap services, create an age-friendly residential safety protection network.
Zeng Jingde, project manager of the Xinyi Housing Real Estate Enterprise Research Office, said that Taipei City has been developing for a long time, and the situation of elderly people living in old residences is also particularly severe. Although the government has promoted the installation of elevators in apartments in recent years in an attempt to improve the inconvenience for the elderly, in fact not every apartment has space for installation and modification, and policies should be able to give more attention and assistance.
He Shichang, CEO of Xin Chuan Real Estate Think Tank, said that housing prices in Bei City are expensive, with the average price per square meter of medieval buildings beginning with 8 prefixes, and the unit price of pre-sale houses often exceeding 1 million yuan per square meter. The young and middle-aged people cannot afford it at all. They mostly use transportation routes to buy houses in places such as Keelung, New Taipei, and Taoyuan. This is one of the factors that indirectly leads to the decline in the proportion of young and middle-aged people in Bei City.
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AI outlook — possibilities, not facts
The Taipei City Government will launch a pilot program for housing-based retirement care in the next few months.
Likely · Within months
Anyang trust mechanism will become an important policy tool to solve the financial problems of the elderly
Possible · Within months

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Since the central bank implemented the seventh wave of selective credit controls in 2024, the mortgage burden rate in Taiwan and the six major cities has dropped from 44.30% to 41.46%, a decrease of 2.84 percentage points. Taipei City saw the largest decrease of 4.41 percentage points, but the mortgage burden rate across Taiwan is still at a low level, with more than 50% in the two northern regions. The threshold for home purchase has not dropped significantly. Young people and first-time homebuyers still face the dilemma of high down payments and strict loan review.

From 2015 to September 2026, Taipei City’s net population emigration has accumulated to approximately 294,000 people, which is equivalent to the total population of Chiayi City. Da'an District has the largest emigration population, accounting for 13.5% of the city's emigration. High housing prices and old houses are the main reasons. Outmigration of the population has driven up housing prices in New Taipei, Taoyuan and other places.

According to data from the Ministry of the Interior, the average age of houses in 19 of the 22 counties and cities across the country exceeds 30 years. Among them, the average age of houses in Yunlin, Chiayi, and Penghu exceeds 40 years, entering the super-elderly housing stage. Experts point out that the lack of an update mechanism for old housing in urban areas and the insufficient supply of new housing have led to a stagnation in the housing market, and the problem of elderly people trapped in old housing will become increasingly common.

As of December last year, the number of mortgage borrowers over the age of 65 in Taiwan reached 61,600, a record high since records began in 2009, an increase of 6,900 over the same period last year, an increase of more than 12%. Experts point out that this trend reflects the impact of a super-aged society and delayed retirement. The purpose of loans has also expanded from home purchases to asset allocation and wealth inheritance. However, banks still maintain a cautious lending attitude.
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