Kawaguchiko Murder Case" The 38-year-old well woman was murdered by her husband in a trap. The insurance company must pay NT$30 million in compensation

Li Nan (right 1) was arrested by the Criminal Bureau with a search ticket and a detention ticket when entering the country. (Photo provided by the prosecutor)

A 38-year-old Taiwanese woman surnamed Jing was found dead in a Kawaguchiko hotel while traveling in Japan. The police discovered this murder that shocked the society. It is possible that her husband surnamed Li, who was 9 years younger than her, was involved in a conspiracy to instigate the murder of the woman surnamed Yang in order to obtain 30 million yuan in insurance money. The outside world is concerned that if it is indeed a murder for money, will the sky-high compensation be compensated? The legal community pointed out that being killed by an external force is still an accident for the deceased, and the insurance company must pay compensation. However, Li is suspected of abetting the murder and fraudulent insurance, and will lose his benefit and inheritance rights according to the law, and may ultimately end up in vain.

Li Nan was involved in abetting murder, 30 million may be lost

According to Article 131 of the Insurance Law, the sudden killing of the insured by an external force is an accident, and the insurance company shall not refuse compensation; however, if Li Su instigates the murder in order to seek compensation, he will lose his beneficiary rights in accordance with Article 121, Paragraph 1 of the same law, and the compensation of up to 30 million yuan will be converted into the victim's estate in accordance with the law.

If the evidence of Li's involvement in the case is clear, he will also lose the right of inheritance in accordance with Article 1145 of the Civil Code. The insurance money will eventually be inherited by the deceased's first-line descendants or second-line parents in accordance with the law. In other words, in the future, whether it is insurance money or inheritance, it may be inherited by the parents.

It is said that Li Nan once asked his wife if she would cut off her limbs and ask for a high compensation.

According to reports, in order to protect his future children, Li Nan first purchased a 10 million yuan high-cost accident insurance for Jing Nu after their marriage. After the policy came into effect, he also asked her whether she would consider cutting off one of her hands or feet to claim a high-cost claim. Later, before Jing Nu went abroad, Li Nan insured her with a 20 million yuan travel safety insurance. Jing Nu once pessimistically predicted that she would not live until the end of the year, but she unexpectedly died while traveling alone in Japan.