
Deputy Chairman of the Central Bank of the Russian Federation Zulfiya Kakhrumanova said that there are no confirmed fraudulent schemes with the digital ruble yet, but called for vigilance, explaining that the main defense is knowledge, and warning about typical schemes of scammers, such as calls asking for a code or following a link.
AI-generated summary
The Central Bank of Russia is actively promoting the introduction of the digital ruble as a national digital currency, which attracts the attention of both users and potential scammers.
There are currently no confirmed fraudulent schemes using the digital ruble, but it is important to remain vigilant, explained Zulfiya Kakhrumanova, Deputy Chairman of the Central Bank of the Russian Federation. “The main defense is knowledge. If you know the subject well, it is impossible to confuse you,” she said in an interview with a KP.RU journalist.
“We have gone to great lengths to protect this system from various types of impacts. But criminals always adapt to the current agenda. The digital ruble is on everyone’s lips,” recalled the deputy head of the regulator, Elvira Nabiullina, assessing the possibility of illegal actions.
As follows from Kakhrumanova’s statements, a person can only open a digital ruble account independently from his mobile device through the bank’s application. “If they call and offer to give you a code, follow a link, transfer funds, these are scammers. Just hang up,” the Central Bank representative urged.
AI outlook — possibilities, not facts
The Central Bank will continue to warn citizens about the types of fraudulent schemes involving the digital ruble through official channels
Likely · Within weeks

Deputy Chairman of the Bank of Russia Zulfiya Kakhrumanova named three scenarios when the digital ruble is more profitable than conventional forms of payment: free unlimited transfers to relatives, savings for individual entrepreneurs on accepting payments, and optimization of transfers for large holdings with branches in different time zones.

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