The Bank of Russia named cases when the digital ruble is more profitable than other forms of payment

Brief retelling from RIA II

Zulfiya Kakhrumanova noted that the digital ruble will be more profitable than conventional forms of payment in certain situations.

The first scenario for using the digital ruble is a free and unlimited transfer of a large sum of money to a loved one.

The second scenario is suitable for an individual entrepreneur, since with a digital ruble it is profitable to save on accepting payments.

MOSCOW, October 12 - RIA Novosti. There are situations when the digital ruble will be more profitable than conventional forms of payment, said Zulfiya Kakhrumanova, Deputy Chairman of the Bank of Russia.

“The first scenario is that you urgently need to transfer a large sum of money to a loved one. Through the digital ruble platform, this can be done for free and without any limits,” she said on Komsomolskaya Pravda radio, answering the question of when it is more profitable to use the digital ruble.

The second scenario is more suitable for an individual entrepreneur, since with a digital ruble it is profitable to save on accepting payments. “Digital acquiring is more profitable,” she clarified.

The third scenario is suitable for owners of a large holding company with many legal entities throughout the country.

“You want to save on transfers and not be tied to the operating day in different time zones, do it “seamlessly” and quickly. And also save on paying salaries. If you do this in digital rubles, it will cost only 1 ruble per line in the register,” Kakhrumanova explained.

“In fact, we have a lot of ideas. But banks need time to adapt their systems, so we will introduce everything gradually,” she concluded.

The digital ruble is another form of national currency in addition to cash and non-cash forms. As previously reported by Deputy Chairman of the Bank of Russia Zulfiya Kakhrumanova, the number of open accounts in the digital ruble during the first month of launch reached 220 thousand.