
台中市第三分局立德派出所接獲銀行通報,76歲林姓婦人因擔心未來住院無法親自辦理業務,計畫提前解約高達923萬元定期存款,警方與銀行人員經耐心溝通後,成功勸其暫緩解約,避免潛在詐騙風險與資金安全問題。
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林婦因近期睡眠品質不佳、身體狀況下滑,擔心未來住院無法親自到銀行辦理業務,因而萌生提前解約定存的念頭,以確保資金周轉彈性。
林婦打算提前解約高達923萬元定期存款,警方趕往勸阻。(民眾提供)
「如果以後住院,沒辦法親自來銀行怎麼辦?」台中76歲林姓婦人前天走進銀行,打算提前解約高達923萬元定期存款,原本還向行員表示資金將用於購買新屋、修繕房屋,鉅額資金加上理由敏感,讓行員直覺拉起警報,立即通報警方到場關心,經警方耐心了解及分析後,林婦最後決定暫緩解約。
台中市第三分局立德派出所當天上午9點多接獲轄內銀行通報,行員向警方表示,林婦準備解除923萬元定期存款,當下提到未來可能拿來購買新屋或修繕房屋等詐騙集團經常拿來包裝大額資金的話術,加上林婦年事已高,行員不敢大意,擔心她可能在不知情下落入詐騙圈套,立即通知警方協助確認。
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員警到場後林婦說明,自己平時不太使用通訊軟體,也沒有陌生人透過電話或網路要求她解約、匯款,這次動念解約並不是受人指示,而是自己「超前部署」,原來,林婦近期睡眠品質不佳,自覺身體狀況不如以往,想到萬一日後因病住院,若無法親自到銀行辦理業務,恐怕會影響資金調度,因此才萌生先把這筆定存解約念頭,希望手頭保有較高的資金彈性,至於購屋及修繕,她確實也有相關打算。
警方表示,既然眼前沒有急迫且明確的資金需求,實在不必急著把定存解約,若日後真的有購屋、修繕或醫療等需求,再依實際狀況處理即可,若將大筆現金領出放在身邊,不僅保管不易,也可能增加遺失或遭竊風險,經警方與行員耐心分析後,林婦終於放下疑慮,決定暫緩解約。
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