Cathay Financial made a huge profit of 105.3 billion yuan in the first nine months, with EPS reaching 6.94 yuan

Cathay Financial Holdings announced an after-tax profit of 6.72 billion yuan in September this year. The after-tax profit in the first nine months reached 105.36 billion yuan and EPS reached 6.94 yuan. The cumulative after-tax profit of its main subsidiaries Cathay Pacific Bank, Cathay Property & Casualty Insurance, Cathay Securities and Cathay Investment Credit all continued to hit new highs for the same period in previous years.

After Cathay Financial Holdings added in the gains and losses from FVOCI stock disposals, the cumulative impact on retained earnings in the first nine months reached 223.7 billion yuan, more than 15 yuan per share, continuing to hit a record high. Cathay Life's cumulative impact on retained earnings in the first nine months exceeded 170 billion yuan, also hitting a record high.

Cathay Life's after-tax surplus in September was 1.76 billion yuan, and the after-tax surplus in the first nine months reached 60.17 billion yuan. Cathay Life stated that its profits and losses in the first nine months were mainly driven by the stable release of CSM and the injection of recurring income. In addition, stock gains were realized in a timely manner in line with the capital market conditions. The cumulative after-tax FVOCI stock disposal gains so far have exceeded 110 billion yuan, further boosting the overall financial performance. In addition, reserves for foreign exchange price changes have also continued to be substantial, with the balance exceeding 140 billion yuan as of the end of September.

Cathay Pacific Bank's after-tax profit in the first nine months was 39.17 billion yuan, an annual increase of 13%. In terms of net interest income, benefiting from the strong momentum of the lending business, the steady growth of financial assets and the expansion of net interest margins, cumulative net interest income maintained double-digit growth; in terms of fee income, the wealth management business maintained strong growth performance, and the growth momentum of credit card spending amount continued, driving the overall net fee income to grow in double digits.

Cathay Property & Casualty's after-tax profit in the first nine months reached 3.59 billion yuan, continuing to hit a new high in the same period; plus FVOCI stock disposal gains and losses of 1.81 billion yuan, the cumulative impact on retained earnings in the first nine months reached 5.40 billion yuan, and the overall operation grew steadily.

Cathay Securities' after-tax profit in the first nine months was 6.96 billion yuan, setting a new record high and exceeding the full-year profit level in 2025, with an annual growth of 127%. Mainly benefiting from the booming trading of Taiwan stocks, the brokerage business has grown significantly and boosted the overall profit performance.

Cathay Investment Trust's after-tax profit in the first nine months was NT$2.89 billion, an annual growth rate of 42%, which exceeded last year's full profit level; its total assets under management were NT$3.6 trillion, an annual growth rate of 56%.