연합뉴스19 minutes agoTech2 min readSouth Korea

OpenAI unveils ‘ChatGPT Wallet’ for AI agents… Match with 3 card companies

Visa, MasterCard, and American Express cooperate to provide priority to professional subscribers in the U.S.

Quick Look

Open AI, in collaboration with Visa, Master, and American Express, launched 'ChatGPT Wallet' to support AI agent proxy payments.
It is provided first to Pro subscribers over the age of 18 in the United States, and final approval must be obtained through fingerprint or facial authentication at the time of purchase.

AI-generated summary

Why It Matters

Open AI has launched a service that processes payments, such as purchasing goods, on behalf of users through AI agent 'Dots'. It is designed to prevent actual financial information leaks, and the user must give final approval through fingerprint or face authentication when making a purchase.

Font size

Open AI joined hands with credit card companies to introduce an online wallet that supports proxy payments by artificial intelligence (AI) agents.

OpenAI announced on the 13th (local time) that it is launching a virtual wallet 'ChatGPT Wallet' for AI agents.

This service, which was built in cooperation with the three major card companies such as Visa, Master, and American Express, is first provided to 'Pro' subscribers (monthly subscription fee of $100 or more) in the United States who are 18 years of age or older.

Using this, the AI agent 'Dots' makes payments such as purchasing goods on behalf of the user, while preventing actual financial information from being leaked to the outside world.

However, in order to prevent unintentional payments, the user must finalize the payment using fingerprint or face authentication each time a purchase is made.

Open AI also released a guide to help online shopping malls smoothly handle AI agent access and purchases.

Credit card companies are also evaluating this attempt positively.

Mastercard Vice President (EVP) Sherry Haymond emphasized, “Through collaboration across the industry, we can realize the potential of agent-based commerce into a trusted experience for people and businesses.”

However, it is unclear whether Open AI will achieve results in the e-commerce field with this move, as Amazon does not allow external AI agents and United Airlines also blocks agents' access to the website.

What to Watch

AI outlook — possibilities, not facts

OpenAI will expand its ChatGPT wallet service to other countries besides the United States.
Possible · Within months

Open Questions

What is the schedule for global expansion of the service?
What is the response to platforms that block external AI agents such as Amazon and United Airlines?
What is the exact plan range for Pro subscribers with a subscription fee of $100 or more?