Changhua Bank co-organized and sponsored the NT$7 billion joint credit project of Koyo Applied Materials and the NT$3 billion of Chuangju Advanced Materials. Both projects were successfully completed and were oversubscribed by 181% and 173% respectively. A joint signing ceremony was held on the 20th.
The purpose of this joint loan project is to repay the loans of existing financial institutions and to meet the working capital required for future operations. Changyin serves as the co-ordinator and management bank, and nine financial institutions including Yuanta Bank, Cooperative Bank, South China Bank, Mega Bank, Bank of Taiwan, First Bank, Land Bank and Aetna Bank actively participated, showing that the banking group highly affirms and supports the operation and profitability performance of Guangyang Technology and Chuangju.
Koyangke has been established for more than 48 years and is the world's leading professional manufacturer of precious metal recycling, refining and target manufacturing. It has been deeply involved in the semiconductor and hard disk storage fields for many years, and its high-end targets have successfully entered the global semiconductor supply chain. As the demand for high-performance computing (HPC) and data storage in AI explodes, advanced semiconductor manufacturing processes drive the demand for target materials. In order to meet the strong market demand for semiconductor targets, Koyangke divides the semiconductor targets into Chuangju. Koyangke continues to delve into hard disk storage, ceramics and circular economy, and improves the recycling and reuse rate of precious metals, demonstrating excellent competitive advantages and operational resilience.
After being spun off from the Koyoco Semiconductor Division in 2025, Chuangju focuses on advanced semiconductor front-end processes and back-end advanced packaging materials, breaking through the past situation where high-end semiconductor targets mostly relied on the supply of international manufacturers. Through close cooperation with clients, Chuangju has successfully developed products that meet the needs of advanced processes, and has become a key partner in the semiconductor and high-end manufacturing supply chain. Through this joint loan capital injection, it will significantly increase its production capacity and research and development capabilities, and further meet the strong growth demand of customers for high-end electronic materials.
Changyin supports AI-derived semiconductor and data storage related industries, and has long been committed to providing enterprises with a full range of financial services and capital support. The successful co-ordination and hosting of the 10 billion yuan joint loan case between Guangyangke and Chuangju not only demonstrates Changhua Bank's professional strength and market appeal in the joint loan market, but also demonstrates the financial industry's commitment to supporting local industries and key suppliers. It also incorporates resource recycling, reuse, energy conservation and carbon reduction into the interest rate adjustment mechanism by combining ESG sustainable link indicators, and concretely implements the spirit of green finance.
Looking forward to the future, Changyin will continue to deepen cooperation with green benchmark companies, integrate financial resources, and work with customers to create a new situation in industrial upgrading and low-carbon transformation.
