
Only available to some ChatGPT Pro users in the United States, not available in Taiwan yet
AI-generated summary
OpenAI officially launched the ChatGPT Wallet digital wallet, which allows AI agents to assist users in completing online shopping and payments. It cooperates with American Express, MasterCard and Visa and is mainly used with its "dots" AI agents.
OpenAI officially launches the new "ChatGPT Wallet" service. (Photo/Reuters)
OpenAI officially launched the new "ChatGPT Wallet" service, which allows AI to not only help find products and compare prices, but also complete shopping payments on behalf of users. The biggest feature is that the AI does not need to obtain the user's real credit card information, and each transaction must be verified by the person to prevent the AI from spending money without authorization. However, this new feature is currently only available to some ChatGPT Pro subscribers in the United States, and it is not yet available in Taiwan.
What is ChatGPT Wallet?
ChatGPT Wallet is a digital wallet specially created by OpenAI for AI agents. It is launched in cooperation with American Express, MasterCard and Visa and is mainly used with its "dots" AI agents.
In the past, users could search for products, compare prices, and even check out directly at supported merchants through ChatGPT; now through ChatGPT Wallet, AI agents can also go to shopping websites to assist in completing the order and payment process, eliminating the need for users to perform step-by-step operations.
How does ChatGPT Wallet work?
Users only need to bind their credit card to ChatGPT Wallet first, and then the AI agent can assist them in shopping. When preparing to pay, the system will display the purchased items, order amount, and credit card used. After the user confirms that they are correct, the authorization is completed through Face ID or fingerprint recognition.
In order to ensure transaction security, ChatGPT Wallet uses "payment scepter" technology to complete the transaction with a set of information that replaces the card number, security code and expiration date. Neither the AI agent nor the merchant will obtain the user's real credit card information, and the original credit card rewards and consumption protection will not be affected.
OpenAI also revealed that in the future, it hopes to allow users to set the upper limit of consumption amount, product category or shopping period in advance, so that the AI can complete shopping on its own within the scope of authorization. However, at this stage, each transaction is still required to be confirmed by the person.
When will it be available in Taiwan?
ChatGPT Wallet is initially only open to users in the United States who are over 18 years old, subscribe to the ChatGPT Pro plan, and hold eligible U.S.-issued cards. It has not yet been opened in Taiwan, and the official launch time for other markets has not been announced.
However, ChatGPT Wallet is not available on all shopping websites. If the website blocks AI agents, shopping cannot be completed through this function.
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