
僅開放美國部分ChatGPT Pro用戶,台灣暫未提供
OpenAI正式推出ChatGPT Wallet數位錢包,讓AI代理人協助用戶完成線上購物與付款,交易需本人驗證且AI不取得真實信用卡資料。目前僅開放美國部分ChatGPT Pro訂閱用戶,台灣暫未上線。
AI-generated summary
OpenAI正式推出ChatGPT Wallet數位錢包,讓AI代理人協助用戶完成線上購物與付款,與美國運通、萬事達卡及Visa合作,主要搭配旗下「dots」AI代理人使用。
OpenAI正式推出全新「ChatGPT Wallet」服務。(圖/路透社)
OpenAI正式推出全新「ChatGPT Wallet」服務,讓AI不只幫忙找商品、比價格,還能進一步代替用戶完成購物付款。最大特色是AI不需要取得用戶真正的信用卡資料,每筆交易也必須經過本人驗證,避免AI擅自花錢。不過,這項新功能目前僅開放美國部分ChatGPT Pro訂閱用戶使用,台灣暫時還無法體驗。
ChatGPT Wallet是什麼?
ChatGPT Wallet是OpenAI專為AI代理人打造的數位錢包,與美國運通、萬事達卡及Visa合作推出,主要搭配旗下「dots」AI代理人使用。
過去用戶可以透過ChatGPT搜尋商品、比較價格,甚至在支援的商家直接結帳;現在透過ChatGPT Wallet,AI代理人還能前往購物網站,協助完成下單及付款流程,不必由用戶一步步操作。
ChatGPT Wallet怎麼運作?
用戶只要先在ChatGPT Wallet綁定信用卡,之後就能交由AI代理人協助購物。準備付款時,系統會顯示購買商品、訂單金額及使用的信用卡,用戶確認無誤後,再透過Face ID或指紋辨識完成授權。
為了保障交易安全,ChatGPT Wallet採用「支付權杖」技術,以一組替代卡號、安全碼及有效期限的資訊完成交易,AI代理人和商家都不會取得用戶真正的信用卡資料,原有的信用卡回饋及消費保障也不會受到影響。
OpenAI也透露,未來希望讓用戶事先設定消費金額上限、商品類別或購物期限,讓AI在授權範圍內自行完成購物。不過,現階段仍要求每筆交易都由本人確認。
台灣何時能用?
ChatGPT Wallet初期僅開放美國年滿18歲、訂閱ChatGPT Pro方案,且持有符合資格美國發行卡片的用戶使用,台灣尚未開放,官方也未公布其他市場的上線時間。
不過,ChatGPT Wallet並非所有購物網站都能使用,如果網站封鎖AI代理人,就無法透過這項功能完成購物。
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