Flávio Bolsonaro proposes freezing family debts, along the lines of Lula's Desenrola

Senator and presidential candidate Flávio Bolsonaro (PL) stated this Wednesday (7) that the proposal to resolve the population's indebtedness will involve the purchase of debts by the government and suspension of payment of installments, following the example of the Lula (PT) government's Desenrola program.

Flávio stated that, if elected on the 25th, the government will buy the debts of defaulting Brazilians and refinance them through Caixa Econômica Federal, with a longer term and lower interest rates.

The PL candidate also said that the program will include "opening credit so that people can take out financing again, if they want to invest in a business, if they want to open their own company".

Another measure announced by the senator is a grace period of six months for individuals and one year for legal entities. "Your debt will be frozen, it will not be readjusted and you will not pay any installments [during the grace period]. This will reinject this money into the economy in a sustainable way", he added.

The Desenrola program also establishes needs. In version 2.0, the installment freezing period reached one year.

The population's debt, the high interest rate and the purchasing power of Brazilians were the senator's priority themes in the first round campaign.

When announcing Desenrola 3.0, on the 25th, the Lula government modified the mechanism of previous editions of the program, providing for the purchase of portfolios of defaulted debts, bank or non-bank.

Lula stated, at the time, that "Desenrola 3 is better than the other Desenrola". "In other Desenrollas, people had to individually look for the bank. Now it is the government that will buy debt and set people's lives right," said the president.

Desenrola 3.0 foresees that the government will allocate up to R$15 billion to acquire debts from individuals who are in default. The target audience is families with outstanding debts of 2 to 4.5 years, and the original value of the debt cannot be greater than R$10,000.